Rates effective 31st October (End date change only)
New Business product rates – effective from 31st October (End date change only)
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ONLY FOR USE BY MORTGAGE INTERMEDIARIES
As a reminder, you have 14 calendar days to upload all requested packaging. The day the case is submitted to us counts as day 1. If we don’t receive the full packaging within this timeframe, the application will need to be rekeyed.
Shared Ownership applications are not eligible for Free Legal products and should not be selected.
Rates effective 16th October. Expired COB 30th October
New Business product rates and range guide – expired COB 16th October
Rates effective 31st October
Standalone Additional Borrowing product rates – effective from 31st October
Important notice for Additional Borrowing: The maximum loan size shown in the rate sheet refers to the total mortgage amount. For additional borrowing, the maximum loan amount is £500,000.
Rates effective 15th October. Expired COB 30th October
Standalone additional borrowing product rates and range guide – expired COB 30th October
Important notice for Additional Borrowing: The maximum loan size shown in the rate sheet refers to the total mortgage amount. For additional borrowing, the maximum loan amount is £500,000.
Changes to ADBO and Existing Customer product ranges
Effective 31st October we’re making rate reductions and increases on our Additional Borrowing and Existing Customer product ranges and also changing our end dates. Details are as follows:
End dates
2-year end dates moving from 31st January 2028 to 29th February 2029.
5-year end dates moving from 31st January 2031 to 29th February 2032.
Rate change summary
You can download a PDF of our updated product range.
Submitting business to us
You’ll be able to produce Mortgage Illustrations and submit applications online for existing deals up to 11:59pm on Friday 30th October. If the application isn't fully submitted by this time you’ll need to select a product from our new range.
For packaging assistance, please have a look at our Income and Packaging Hub. You can keep up to date with our current service levels here.
Existing Customer rates
You can view new Existing Customer and ADBO deals for your customer in the Broker Portal from the 31st October. For guidance on how to select Existing Customer and ADBO rates via the portal, please click here.
Existing customers
How to select Existing Customer products:
You can view deals available to your customer in the Broker Portal.
Once you’ve logged into the broker portal:
- Select ‘Create NatWest Product Switch’.
- Confirm your customer’s consent.
- Input your customer’s Mortgage account number, Date of Birth, Surname and Postcode.
- Confirm your customer’s details.
- If applicable, confirm if your customer is looking for additional borrowing and switch.
- You’ll then be taken to ‘Choose a new mortgage deal’ page, where you will see what deals are available for your customer.