Mortgage Products

New Business and Standalone Additional Borrowing product guides

ONLY FOR USE BY MORTGAGE INTERMEDIARIES

As a reminder, you have 14 calendar days to upload all requested packaging. The day the case is submitted to us counts as day 1. If we don’t receive the full packaging within this timeframe, the application will need to be rekeyed.

Shared Ownership applications are not eligible for Free Legal products and should not be selected.

New Business product rates

Rates effective 30th July

New Business product rates – effective from 30th July

Rates effective 22nd July. Expired COB 29th July

New Business product rates and range guide – expired COB 29th July

Archived products

A list of archived products from 2026

Standalone Additional Borrowing product rates

Rates effective 30th July

Standalone Additional Borrowing product rates – effective from 30th July

Important notice for Additional Borrowing: The maximum loan size shown in the rate sheet refers to the total mortgage amount. For additional borrowing, the maximum loan amount is £500,000.

Rates effective 17th July. Expired COB 29th July

Standalone additional borrowing product rates and range guide – expired COB 29th July

Important notice for Additional Borrowing: The maximum loan size shown in the rate sheet refers to the total mortgage amount. For additional borrowing, the maximum loan amount is £500,000.

Changes to mortgage product end dates

Effective 30th July we’re updating our product end dates. Details are as follows:

End dates

2-year end dates moving from 31st October 2028 to 30th November 2028.         

5-year end dates moving from 31st October 2031 to 30th November 2031.

For packaging assistance, please have a look at our Income and Packaging Hub. You can keep up to date with our current service levels here.

Existing customers

How to select Existing Customer products:

You can view deals available to your customer in the Broker Portal.

Once you’ve logged into the broker portal:

  • Select ‘Create NatWest Product Switch’.
  • Confirm your customer’s consent.
  • Input your customer’s Mortgage account number, Date of Birth, Surname and Postcode.
  • Confirm your customer’s details.
  • If applicable, confirm if your customer is looking for additional borrowing and switch.
  • You’ll then be taken to ‘Choose a new mortgage deal’ page, where you will see what deals are available for your customer.