A guide to assessing residential affordability, including additional borrowing
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Calculators
Affordability Calculators to see how much your client can borrow
ONLY FOR USE BY MORTGAGE INTERMEDIARIES
Alert - For Remortgage applications our LTV parameters are as follows:
- Like for Like Remortgage - Up to 90% LTV
- Remortgage with Additional Borrowing (Excluding Unsecured Debt Consolidation) - Up to 90% LTV
- Remortgage with Additional Borrowing (Including Unsecured Debt Consolidation) - Up to 80% LTV
Please note that passing any affordability calculation is not a full agreement to lend. Underwriters may still decline cases which pass affordability calculations.
A guide to assessing affordability for Small Landlords and Like-for-Like Remortgages
A guide to assessing affordability for Portfolio Landlords, First Time Buyers and Non Owner Occupier Buy to Lets