Tomorrow, NatWest will be introducing free valuations on Intermediary purchase and First Time Buyer exclusives. Coupled with this it is also introducing cashback on Intermediary remortgage exclusives up to 90% LTV.
Semi-Exclusive Range
Purchase
· Free valuations introduced on Intermediary purchase and First Time Buyer exclusives.
· 2 year rate increases of up to 9bps on fee based products.
· 5 year rate increases of up to 13bps and £500 cashback on all products up to 90% LTV.
· Rate reduction of 16bps on the 5 year 90% LTV no fee products.
· 5 year First Time Buyer (FTB) sub-85% LTV products increased by up to 8bps and £750 cashback on 90% LTV.
Remortgage
· Introduction of new fee based 2 year exclusive products at 85% and 90% LTV with £250 cashback.
· 5 year rate increases of up to 13bps and £500 cashback on all products up to 90% LTV.
Buy to Let
· Introduction of new 2 year exclusive products:
· 60-75% LTV no fee purchase and 2 year 60% LTV fee remortgage.
· 2 year rate increases of up to 20bps and decreases of up to 2bps (purchase and remortgage).
· 5 year rate increases of up to 6bps and decreases of up to 7bps (purchase and remortgage).
Core Range
Residential
Purchase
· Rate reduction of 5bps on the 2 year 60% LTV fee product.
· Rate reduction of 15bps and £250 cashback on the 2 year 95% product.
· 5 year products reduced by up to 7bps and £250 cashback applied to Shared Equity & Help to Buy Shared Equity.
Remortgage
· Rate increases of up to 11bps and £250 cashback on 2 year 80% - 90% LTV fee based products.
Buy to Let
· 5 year rate decrease of 4bps on 70% LTV fee purchase product.
· 5 year rate decrease of up to 9bps on 70 & 75% LTV fee remortgage products with £250 cashback at 70% LTV.
------------------------------Additional Information-----------------------------
As a responsible lender, we have been able to make these changes whilst ensuring that we maintain our risk appetite and the quality of business we accept.
Here’s a full list the changes with product codes in brackets:
New Business
Semi-Exclusives
Residential
NEW
2 year fixed rate purchase – Free valuation
[FO18277] 60% LTV, 1.62% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback
[FO18278] 70% LTV, 1.69% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback
[FO18417] 75% LTV, 1.69% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback
[FO18281] 80% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18283] 85% LTV, 1.83% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18421] 90% LTV, 2.01% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback
5 year fixed rate purchase – Free valuation
[FO18420] 60% LTV, 1.96% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18286] 60% LTV, 2.23% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18287] 70% LTV, 1.97% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18288] 70% LTV, 2.28% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18289] 75% LTV, 1.97% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18290] 75% LTV, 2.29% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18291] 80% LTV, 2.15% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18293] 80% LTV, 2.48% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18295] 85% LTV, 2.22% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18427] 85% LTV, 2.60% (3.7% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18297] 90% LTV, 2.45% (3.7% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18299] 90% LTV, 2.66% (3.7% APRC, 4.24% SVR), £0 product fee, £500 cashback
2 year fixed rate remortgage – Free Valuation
[FO18301] 80% LTV, 1.77% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18302] 85% LTV, 1.90% (3.4% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18303] 90% LTV, 2.06% (3.4% APRC, 4.24% SVR), £995 product fee, £250 cashback
5 year fixed rate remortgage - – Free Valuation
[FO18304] 60% LTV, 1.96% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18305] 60% LTV, 2.22% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18438] 70% LTV, 1.99% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18307] 70% LTV, 2.22% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18309] 75% LTV, 2.01% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18444] 75% LTV, 2.25% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18311] 80% LTV, 2.18% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18314] 80% LTV, 2.39% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18429] 85% LTV, 2.21% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18433] 85% LTV, 2.49% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18432] 90% LTV, 2.40% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback
[FO18434] 90% LTV, 2.61% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback
First time buyer 5 year fixed rate purchase – Free valuation
[FO18428] 80% LTV, 2.47% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18443] 85% LTV, 2.53% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18442] 90% LTV, 2.76% (3.7% APRC, 4.24% SVR), £0 product fee, £750 cashback
Buy to Let
2 year fixed rate purchase – Free valuation
[FO18328] 60% LTV, 1.88% (4.5% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18330] 60% LTV, 2.38% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback
[FO18437] 70% LTV, 2.04% (4.5% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18333] 70% LTV, 2.63% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback
[FO18334] 75% LTV, 2.18% (4.5% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18335] 75% LTV, 2.79% (4.5% APRC, 4.74% SVR), £0 product fee, £250 cashback
5 year fixed rate purchase – Free valuation
[FO18336] 60% LTV, 2.28% (4.0% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18337] 60% LTV, 2.50% (3.9% APRC, 4.74% SVR), £0 product fee, £250 cashback
[FO18338] 70% LTV, 2.61% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18339] 70% LTV, 2.83% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback
[FO18340] 75% LTV, 2.64% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18341] 75% LTV, 2.89% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback
2 year tracker purchase - Free Valuation
[TO4522] 60% LTV, 2.49% (4.5% APRC, 4.74% SVR), £995 product fee
[TO4523] 70% LTV, 2.90% (4.6% APRC, 4.74% SVR), £995 product fee
[TO4524] 75% LTV, 3.00% (4.7% APRC, 4.74% SVR), £995 product fee
2 year fixed rate remortgage - Free Valuation
[FO18343] 60% LTV, 1.78% (4.4% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18342] 60% LTV, 2.47% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback
[FO18344] 70% LTV, 2.01% (4.4% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18345] 70% LTV, 2.59% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback
[FO18346] 75% LTV, 2.04% (4.4% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18435] 75% LTV, 2.59% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback
5 year fixed rate remortgage - Free Valuation
[FO18441] 60% LTV, 2.23% (3.9% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18440] 60% LTV, 2.50% (3.9% APRC, 4.74% SVR), £0 product fee, £250 cashback
[FO18352] 70% LTV, 2.60% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18353] 70% LTV, 2.85% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback
[FO18354] 75% LTV, 2.64% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback
[FO18439] 75% LTV, 2.88% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback
CORE
Residential
NEW
2 year fixed rate purchase
[FO18193] 60% LTV, 2.40% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18192] 60% LTV, 1.49% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18195] 70% LTV, 2.45% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18194] 70% LTV, 1.73% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18196] 75% LTV, 1.83% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18197] 75% LTV, 2.45% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18199] 80% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18198] 80% LTV, 1.87% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18201] 85% LTV, 3.03% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18200] 85% LTV, 1.87% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18203] 90% LTV, 3.07% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18202] 90% LTV, 2.33% (4.1% APRC, 4.24% SVR), £995 product fee
[FO18204] 95% LTV, 3.20% (4.1% APRC, 4.24% SVR), £0 product fee, £250 cashback
5 year fixed rate purchase
[FO18206] 60% LTV, 3.09% (3.9% APRC, 4.24% SVR), £0 product fee
[FO18205] 60% LTV, 1.95% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18207] 70% LTV, 1.99% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18208] 70% LTV, 3.20% (3.9% APRC, 4.24% SVR), £0 product fee
[FO18210] 75% LTV, 3.21% (3.9% APRC, 4.24% SVR), £0 product fee
[FO18209] 75% LTV, 1.99% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18212] 80% LTV, 3.38% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18211] 80% LTV, 2.21% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18214] 85% LTV, 3.50% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18213] 85% LTV, 2.36% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18216] 90% LTV, 3.57% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18215] 90% LTV, 2.68% (3.8% APRC, 4.24% SVR), £995 product fee
[FO18217] 95% LTV, 3.81% (4.2% APRC, 4.24% SVR), £0 product fee
2 year tracker purchase
[TO4504] 60% LTV, 2.09% (4.1% APRC, 4.24% SVR), £995 product fee
[TO4505] 60% LTV, 2.89% (4.1% APRC, 4.24% SVR), £0 product fee
[TO4506] 70% LTV, 2.29% (4.1% APRC, 4.24% SVR), £995 product fee
[TO4507] 70% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee
[TO4509] 75% LTV, 2.98% (3.8% APRC, 4.24% SVR), £0 product fee
[TO4508] 75% LTV, 2.32% (4.2% APRC, 4.24% SVR), £995 product fee
2 year fixed rate remortgage
[FO18218] 80% LTV, 1.82% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18219] 85% LTV, 1.98% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18220] 90% LTV, 2.31% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback
2 year fixed rate purchase – Shared equity
[FO18227] 60% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18228] 60% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18230] 70% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18229] 70% LTV, 1.77% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18232] 75% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18231] 75% LTV, 1.86% (4.0% APRC, 4.24% SVR), £995 product fee
5 year fixed rate purchase – Shared equity
[FO18233] 60% LTV, 2.05% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18234] 60% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18235] 70% LTV, 2.12% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18236] 70% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18238] 75% LTV, 3.49% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18237] 75% LTV, 2.17% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback
2 year fixed rate purchase – Help to Buy Shared equity
[FO18239] 60% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18240] 60% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18242] 70% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18241] 70% LTV, 1.77% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18244] 75% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18243] 75% LTV, 1.86% (4.0% APRC, 4.24% SVR), £995 product fee
5 year fixed rate purchase – Help to Buy Shared equity
[FO18245] 60% LTV, 2.05% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18246] 60% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18247] 70% LTV, 2.12% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18248] 70% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18250] 75% LTV, 3.49% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18249] 75% LTV, 2.17% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback
First time buyer 2 year fixed rate purchase
[FO18221] 80% LTV, 2.64% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback
[FO18222] 85% LTV, 2.65% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback
[FO18223] 90% LTV, 2.91% (4.1% APRC, 4.24% SVR), £0 product fee, £250 cashback
First time buyer 5 year fixed rate purchase
[FO18224] 80% LTV, 3.38% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback
[FO18225] 85% LTV, 3.50% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback
[FO18226] 90% LTV, 3.72% (4.1% APRC, 4.24% SVR), £0 product fee, £250 cashback
Buy to Let
2 year fixed rate purchase
[FO18252] 60% LTV, 2.24% (4.4% APRC, 4.74% SVR), £0 product fee
[FO18251] 60% LTV, 1.74% (4.4% APRC, 4.74% SVR), £995 product fee
[FO18254] 70% LTV, 2.56% (4.5% APRC, 4.74% SVR), £0 product fee
[FO18253] 70% LTV, 1.97% (4.5% APRC, 4.74% SVR), £995 product fee
[FO18256] 75% LTV, 2.67% (4.5% APRC, 4.74% SVR), £0 product fee
[FO18255] 75% LTV, 2.12% (4.5% APRC, 4.74% SVR), £995 product fee
5 year fixed rate purchase
[FO18258] 60% LTV, 2.77% (4.1% APRC, 4.74% SVR), £0 product fee
[FO18257] 60% LTV, 2.30% (4.0% APRC, 4.74% SVR), £995 product fee
[FO18410] 70% LTV, 2.98% (4.1% APRC, 4.74% SVR), £0 product fee
[FO18408] 70% LTV, 2.65% (4.1% APRC, 4.74% SVR), £995 product fee
[FO18436] 75% LTV, 3.07% (4.2% APRC, 4.74% SVR), £0 product fee
[FO18431] 75% LTV, 2.79% (4.2% APRC, 4.74% SVR), £995 product fee
2 year tracker purchase
[TO4510] 60% LTV, 2.38% (4.7% APRC, 4.74% SVR), £1,995 product fee
[TO4511] 60% LTV, 3.43% (4.6% APRC, 4.74% SVR), £0 product fee
[TO4512] 70% LTV, 2.90% (4.8% APRC, 4.74% SVR), £1,995 product fee
[TO4513] 70% LTV, 3.93% (4.7% APRC, 4.74% SVR), £0 product fee
[TO4514] 75% LTV, 2.94% (4.7% APRC, 4.74% SVR), £1,995 product fee
[TO4515] 75% LTV, 3.99% (4.7% APRC, 4.74% SVR), £0 product fee
5 year fixed rate remortgage
[FO18272] 70% LTV, 2.79% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback
Rate Changes
CORE
Residential
2 year fixed rate purchase
[FO18192] 60% LTV, decreasing by 5bps from 1.54% to 1.49% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback
Buy to Let
[FO18273] 75% LTV, decreasing by 9bps from 2.88% to 2.79% (4.1% APRC, 4.74% SVR), £995 product fee
WITHDRAWALS
CORE
Residential
2 year fixed rate purchase
[FO17747] 60% LTV, 1.54% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO17767] 60% LTV, 2.40% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17819] 70% LTV, 1.73% (4.0% APRC, 4.24% SVR), £995 product fee
[FO17783] 70% LTV, 2.45% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17820] 75% LTV, 1.83% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17773] 75% LTV, 2.45% (4.0% APRC, 4.24% SVR), £995 product fee
[FO17787] 80% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee
[FO17821] 80% LTV, 1.87% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17832] 85% LTV, 3.03% (4.1% APRC, 4.24% SVR), £995 product fee
[FO17822] 85% LTV, 1.87% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18025] 90% LTV, 2.33% (4.1% APRC, 4.24% SVR), £995 product fee
[FO18088] 90% LTV, 3.07% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18089] 95% LTV, 3.35% (4.2% APRC, 4.24% SVR), £0 product fee
5 year fixed rate purchase
[FO17883] 60% LTV, 1.95% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO17875] 60% LTV, 3.09% (3.9% APRC, 4.24% SVR), £0 product fee
[FO18026] 70% LTV, 1.99% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO17876] 70% LTV, 3.20% (3.9% APRC, 4.24% SVR), £0 product fee
[FO17881] 75% LTV, 3.21% (3.9% APRC, 4.24% SVR), £0 product fee
[FO18027] 75% LTV, 1.99% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO17869] 80% LTV, 2.21% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO17901] 80% LTV, 3.38% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17870] 85% LTV, 2.36% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO17862] 85% LTV, 3.50% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18090] 90% LTV, 3.57% (4.1% APRC, 4.24% SVR), £0 product fee
[FO17944] 90% LTV, 2.68% (3.8% APRC, 4.24% SVR), £995 product fee
[FO18091] 95% LTV, 3.81% (4.2% APRC, 4.24% SVR), £0 product fee
2 year tracker purchase
[TO4450] 60% LTV, 2.09% (4.1% APRC, 4.24% SVR), £995 product fee
[TO4490] 60% LTV, 2.89% (4.1% APRC, 4.24% SVR), £0 product fee
[TO4487] 70% LTV, 2.29% (4.1% APRC, 4.24% SVR), £995 product fee
[TO4451] 70% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee
[TO4452] 75% LTV, 2.32% (4.1% APRC, 4.24% SVR), £995 product fee
[TO4455] 75% LTV, 2.98% (4.1% APRC, 4.24% SVR), £0 product fee
2 year fixed rate remortgage
[FO18035] 80% LTV, 1.78% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18037] 85% LTV, 1.88% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18037] 90% LTV, 2.20% (4.0% APRC, 4.24% SVR), £995 product fee
2 year fixed rate purchase – Shared equity
[FO17765] 60% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee
[FO17766] 60% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
[FO17833] 70% LTV, 1.77% (4.0% APRC, 4.24% SVR), £995 product fee
[FO17834] 70% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
[FO17786] 75% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
[FO17835] 75% LTV, 1.86% (4.0% APRC, 4.24% SVR), £995 product fee
5 year fixed rate purchase – Shared equity
[FO17945] 60% LTV, 2.08% (3.6% APRC, 4.24% SVR), £995 product fee
[FO17946] 60% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17845] 70% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17947] 70% LTV, 2.19% (3.6% APRC, 4.24% SVR), £995 product fee
[FO17885] 75% LTV, 3.49% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17846] 75% LTV, 2.19% (3.6% APRC, 4.24% SVR), £995 product fee
2 year fixed rate purchase – Help to Buy Shared equity
[FO17748] 60% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee
[FO17749] 60% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
[FO17750] 70% LTV, 1.77% (4.0% APRC, 4.24% SVR), £995 product fee
[FO17751] 70% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
[FO17752] 75% LTV, 1.86% (4.0% APRC, 4.24% SVR), £995 product fee
[FO17785] 75% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee
5 year fixed rate purchase – Help to Buy Shared equity
[FO17864] 60% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17863] 60% LTV, 2.08% (3.6% APRC, 4.24% SVR), £995 product fee
[FO17866] 70% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17865] 70% LTV, 2.19% (3.6% APRC, 4.24% SVR), £995 product fee
[FO17867] 75% LTV, 2.19% (3.6% APRC, 4.24% SVR), £995 product fee
[FO17884] 75% LTV, 3.49% (4.0% APRC, 4.24% SVR), £0 product fee
First time buyer 2 year fixed rate purchase
[FO17770] 80% LTV, 2.64% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback
[FO17771] 85% LTV, 2.65% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback
[FO17772] 90% LTV, 2.91% (4.1% APRC, 4.24% SVR), £0 product fee, £250 cashback
First time buyer 5 year fixed rate purchase
[FO17871] 80% LTV, 3.38% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback
[FO17872] 85% LTV, 3.50% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback
[FO17873] 90% LTV, 3.72% (4.1% APRC, 4.24% SVR), £0 product fee, £250 cashback
Buy to Let
2 year fixed rate purchase
[FO17804] 60% LTV, 1.74% (4.4% APRC, 4.74% SVR), £995 product fee
[FO17805] 60% LTV, 2.24% (4.4% APRC, 4.74% SVR), £0 product fee
[FO17806] 70% LTV, 1.97% (4.5% APRC, 4.74% SVR), £995 product fee
[FO17824] 70% LTV, 2.56% (4.5% APRC, 4.74% SVR), £0 product fee
[FO17825] 75% LTV, 2.12% (4.5% APRC, 4.74% SVR), £995 product fee
[FO17826] 75% LTV, 2.67% (4.5% APRC, 4.74% SVR), £0 product fee
5 year fixed rate purchase
[FO17931] 60% LTV, 2.30% (4.0% APRC, 4.74% SVR), £995 product fee
[FO17932] 60% LTV, 2.77% (4.1% APRC, 4.74% SVR), £0 product fee
[FO17933] 70% LTV, 2.69% (4.1% APRC, 4.74% SVR), £995 product fee
[FO17905] 70% LTV, 2.98% (4.1% APRC, 4.74% SVR), £0 product fee
[FO17906] 75% LTV, 2.79% (4.2% APRC, 4.74% SVR), £995 product fee
[FO17874] 75% LTV, 3.07% (4.2% APRC, 4.74% SVR), £0 product fee
2 year tracker purchase
[TO4474] 60% LTV, 3.43% (4.6% APRC, 4.74% SVR), £0 product fee
[TO4473] 60% LTV, 2.38% (4.7% APRC, 4.74% SVR), £1,995 product fee
[TO4460] 70% LTV, 3.93% (4.7% APRC, 4.74% SVR), £0 product fee
[TO4475] 70% LTV, 2.90% (4.8% APRC, 4.74% SVR), £1.995 product fee
[TO4477] 75% LTV, 3.99% (4.7% APRC, 4.74% SVR), £0 product fee
[TO4476] 75% LTV, 2.94% (4.7% APRC, 4.74% SVR), £1,995 product fee
5 year fixed rate remortgage
[FO17936] 70% LTV, 2.83% (4.2% APRC, 4.74% SVR), £995 product fee
Semi-Exclusives
Residential
2 year fixed rate purchase
[FO17802] 60% LTV, 1.53% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback
[FO18109] 70% LTV, 1.63% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback
[FO18110] 75% LTV, 1.63% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback
[FO18111] 80% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18112] 85% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18113] 90% LTV, 1.93% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback
5 year fixed rate purchase
[FO18114] 60% LTV, 2.10% (3.5% APRC, 4.24% SVR), £0 product fee, £350 cashback
[FO17903] 60% LTV, 1.89% (3.5% APRC, 4.24% SVR), £995 product fee, £350 cashback
[FO18115] 70% LTV, 2.21% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO17918] 70% LTV, 1.94% (3.5% APRC, 4.24% SVR), £995 product fee, £350 cashback
[FO18116] 75% LTV, 2.22% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO17920] 75% LTV, 1.94% (3.5% APRC, 4.24% SVR), £995 product fee, £350 cashback
[FO18063] 80% LTV, 2.08% (3.5% APRC, 4.24% SVR), £995 product fee, £350 cashback
[FO18129] 80% LTV, 2.41% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18130] 85% LTV, 2.14% (3.6% APRC, 4.24% SVR), £995 product fee, £350 cashback
[FO18131] 85% LTV, 2.53% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18132] 90% LTV, 2.34% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback
[FO18133] 90% LTV, 2.82% (3.8% APRC, 4.24% SVR), £0 product fee, £500 cashback
2 year fixed rate remortgage
[FO18134] 80% LTV, 1.73% (3.9% APRC, 4.24% SVR), £995 product fee
5 year fixed rate remortgage
[FO17922] 60% LTV, 1.89% (3.5% APRC, 4.24% SVR), £995 product fee
[FO17923] 60% LTV, 2.09% (3.5% APRC, 4.24% SVR), £0 product fee
[FO17930] 70% LTV, 2.14% (3.5% APRC, 4.24% SVR), £0 product fee
[FO17924] 70% LTV, 1.94% (3.5% APRC, 4.24% SVR), £995 product fee
[FO18137] 75% LTV, 2.14% (3.5% APRC, 4.24% SVR), £0 product fee
[FO17925] 75% LTV, 1.94% (3.5% APRC, 4.24% SVR), £995 product fee
[FO17836] 80% LTV, 2.29% (3.5% APRC, 4.24% SVR), £0 product fee
[FO18067] 80% LTV, 2.12% (3.5% APRC, 4.24% SVR), £995 product fee
[FO17839] 85% LTV, 2.39% (3.6% APRC, 4.24% SVR), £0 product fee
[FO18138] 85% LTV, 2.14% (3.6% APRC, 4.24% SVR), £995 product fee
[FO18140] 90% LTV, 2.49% (3.6% APRC, 4.24% SVR), £0 product fee
[FO18139] 90% LTV, 2.34% (3.6% APRC, 4.24% SVR), £995 product fee
First time buyer 5 year fixed rate purchase
[FO18428] 80% LTV, 2.39% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18443] 85% LTV, 2.51% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback
[FO18442] 90% LTV, 2.76% (3.7% APRC, 4.24% SVR), £0 product fee, £500 cashback
Buy to Let
2 year fixed rate purchase
[FO18069] 60% LTV, 1.68% (4.4% APRC, 4.74% SVR), £995 product fee
[FO17784] 70% LTV, 1.93% (4.5% APRC, 4.74% SVR), £995 product fee
[FO18070] 75% LTV, 1.94% (4.5% APRC, 4.74% SVR), £995 product fee
5 year fixed rate purchase
[FO18071] 60% LTV, 2.16% (3.9% APRC, 4.74% SVR), £995 product fee
[FO18072] 60% LTV, 2.37% (3.9% APRC, 4.74% SVR), £0 product fee
[FO18073] 70% LTV, 2.63% (4.1% APRC, 4.74% SVR), £995 product fee
[FO18074] 70% LTV, 2.73% (4.0% APRC, 4.74% SVR), £0 product fee
[FO18075] 75% LTV, 2.63% (4.1% APRC, 4.74% SVR), £995 product fee
[FO18076] 75% LTV, 2.77% (4.0% APRC, 4.74% SVR), £0 product fee
2 year tracker purchase
[TO4456] 60% LTV, 2.49% (4.5% APRC, 4.74% SVR), £995 product fee
[TO4471] 70% LTV, 2.90% (4.6% APRC, 4.74% SVR), £995 product fee
[TO4472] 75% LTV, 3.00% (4.7% APRC, 4.74% SVR), £995 product fee
2 year fixed rate remortgage
[FO17775] 60% LTV, 2.47% (4.5% APRC, 4.74% SVR), £0 product fee
[FO18077] 70% LTV, 1.95% (4.5% APRC, 4.74% SVR), £995 product fee
[FO17777] 70% LTV, 2.53% (4.5% APRC, 4.74% SVR), £0 product fee
[FO17778] 75% LTV, 2.11% (4.5% APRC, 4.74% SVR), £995 product fee
[FO17779] 75% LTV, 2.66% (4.5% APRC, 4.74% SVR), £0 product fee
5 year fixed rate remortgage
[FO17877] 60% LTV, 2.21% (3.9% APRC, 4.74% SVR), £995 product fee
[FO18078] 60% LTV, 2.48% (3.9% APRC, 4.74% SVR), £0 product fee
[FO18080] 70% LTV, 2.81% (3.9% APRC, 4.74% SVR), £0 product fee
[FO18079] 70% LTV, 2.64% (4.1% APRC, 4.74% SVR), £995 product fee
[FO18081] 75% LTV, 2.88% (4.1% APRC, 4.74% SVR), £0 product fee
[FO17890] 75% LTV, 2.67% (4.1% APRC, 4.74% SVR), £995 product fee
Existing Mortgage Customers
CORE
Residential
NEW
2 year fixed rate purchase
[FO18148] 60% LTV, 2.31% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18147] 60% LTV, 1.55% (3.9% APRC, 4.24% SVR), £995 product fee
[FO18149] 70% LTV, 1.71% (3.9% APRC, 4.24% SVR), £995 product fee
[FO18150] 70% LTV, 2.41% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18152] 75% LTV, 2.41% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18151] 75% LTV, 1.71% (3.9% APRC, 4.24% SVR), £995 product fee
[FO18153] 80% LTV, 1.79% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18154] 80% LTV, 2.51% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18155] 85% LTV, 1.84% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18156] 85% LTV, 2.60% (4.0% APRC, 4.24% SVR), £0 product fee
[FO18157] 90% LTV, 2.70% (4.1% APRC, 4.24% SVR), £995 product fee
[FO18158] 90% LTV, 3.08% (4.1% APRC, 4.24% SVR), £0 product fee
[FO18160] 100% LTV, 3.85% (4.2% APRC, 4.24% SVR), £0 product fee
[FO18459] 100% LTV, 3.60% (4.3% APRC, 4.24% SVR), £995 product fee
5 year fixed rate purchase
[FO18161] 60% LTV, 2.03% (3.5% APRC, 4.24% SVR), £995 product fee
[FO18162] 60% LTV, 2.59% (3.6% APRC, 4.24% SVR), £0 product fee
[FO18164] 70% LTV, 2.65% (3.7% APRC, 4.24% SVR), £0 product fee
[FO18163] 70% LTV, 2.23% (3.6% APRC, 4.24% SVR), £995 product fee
[FO18166] 75% LTV, 2.67% (3.7% APRC, 4.24% SVR), £0 product fee
[FO18165] 75% LTV, 2.24% (3.6% APRC, 4.24% SVR), £995 product fee
[FO18168] 80% LTV, 2.79% (3.7% APRC, 4.24% SVR), £0 product fee
[FO18167] 80% LTV, 2.38% (3.6% APRC, 4.24% SVR), £995 product fee
[FO18169] 85% LTV, 2.45% (3.7% APRC, 4.24% SVR), £995 product fee
[FO18170] 85% LTV, 3.00% (3.8% APRC, 4.24% SVR), £0 product fee
[FO18171] 90% LTV, 3.28% (4.0% APRC, 4.24% SVR), £995 product fee
[FO18172] 90% LTV, 3.74% (4.1% APRC, 4.24% SVR), £0 product fee
2 year tracker purchase
[TO4493] 60% LTV, 2.89% (4.1% APRC, 4.24% SVR), £0 product fee
[TO4492] 60% LTV, 2.09% (4.0% APRC, 4.24% SVR), £995 product fee
[TO4495] 70% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee
[TO4494] 70% LTV, 2.29% (4.1% APRC, 4.24% SVR), £995 product fee
[TO4496] 75% LTV, 2.32% (4.1% APRC, 4.24% SVR), £995 product fee
[TO4497] 75% LTV, 2.98% (4.1% APRC, 4.24% SVR), £0 product fee
Buy to Let
2 year fixed rate purchase
[FO18180] 60% LTV, 2.89% (4.5% APRC, 4.74% SVR), £0 product fee
[FO18179] 60% LTV, 1.98% (4.4% APRC, 4.74% SVR), £995 product fee
[FO18181] 70% LTV, 2.04% (4.4% APRC, 4.74% SVR), £995 product fee
[FO18182] 70% LTV, 3.14% (4.5% APRC, 4.74% SVR), £0 product fee
[FO18183] 75% LTV, 2.10% (4.4% APRC, 4.74% SVR), £995 product fee
[FO18184] 75% LTV, 3.19% (4.5% APRC, 4.74% SVR), £0 product fee
[FO18185] 90% LTV, 4.06% (4.7% APRC, 4.74% SVR), £0 product fee
5 year fixed rate purchase
[FO18187] 60% LTV, 3.54% (4.6% APRC, 4.74% SVR), £0 product fee
[FO18186] 60% LTV, 2.44% (4.5% APRC, 4.74% SVR), £995 product fee
[FO18188] 70% LTV, 2.83% (4.6% APRC, 4.74% SVR), £995 product fee
[FO18189] 70% LTV, 3.98% (4.7% APRC, 4.74% SVR), £0 product fee
[FO18191] 75% LTV, 4.07% (4.7% APRC, 4.74% SVR), £0 product fee
[FO18190] 75% LTV, 2.88% (4.6% APRC, 4.74% SVR), £995 product fee
2 year tracker purchase
[TO4498] 60% LTV, 2.38% (4.6% APRC, 4.74% SVR), £1,995 product fee
[TO4499] 60% LTV, 3.43% (4.6% APRC, 4.74% SVR), £0 product fee
[TO4500] 70% LTV, 2.90% (4.7% APRC, 4.74% SVR), £1,995 product fee
[TO4501] 70% LTV, 3.93% (4.7% APRC, 4.74% SVR), £0 product fee
[TO4503] 75% LTV, 3.99% (4.7% APRC, 4.74% SVR), £0 product fee
[TO4502] 75% LTV, 2.94% (4.7% APRC, 4.74% SVR), £1,995 product fee
WITHDRAWALS
CORE
Residential
2 year fixed rate purchase
[FO17951] 60% LTV, 2.31% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17950] 60% LTV, 1.55% (3.9% APRC, 4.24% SVR), £995 product fee
[FO17952] 70% LTV, 1.71% (3.9% APRC, 4.24% SVR), £995 product fee
[FO17953] 70% LTV, 2.41% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17955] 75% LTV, 2.41% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17954] 75% LTV, 1.71% (3.9% APRC, 4.24% SVR), £995 product fee
[FO17956] 80% LTV, 1.79% (4.0% APRC, 4.24% SVR), £995 product fee
[FO17957] 80% LTV, 2.51% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17958] 85% LTV, 1.84% (4.0% APRC, 4.24% SVR), £995 product fee
[FO17959] 85% LTV, 2.60% (4.0% APRC, 4.24% SVR), £0 product fee
[FO17796] 90% LTV, 2.70% (4.1% APRC, 4.24% SVR), £995 product fee
[FO17797] 90% LTV, 3.08% (4.1% APRC, 4.24% SVR), £0 product fee
[FO17799] 100% LTV, 3.85% (4.2% APRC, 4.24% SVR), £0 product fee
[FO17798] 100% LTV, 3.60% (4.3% APRC, 4.24% SVR), £995 product fee
5 year fixed rate purchase
[FO17969] 60% LTV, 2.03% (3.5% APRC, 4.24% SVR), £995 product fee
[FO17970] 60% LTV, 2.59% (3.6% APRC, 4.24% SVR), £0 product fee
[FO17972] 70% LTV, 2.65% (3.7% APRC, 4.24% SVR), £0 product fee
[FO17971] 70% LTV, 2.23% (3.6% APRC, 4.24% SVR), £995 product fee
[FO17974] 75% LTV, 2.67% (3.7% APRC, 4.24% SVR), £0 product fee
[FO17973] 75% LTV, 2.24% (3.6% APRC, 4.24% SVR), £995 product fee
[FO17976] 80% LTV, 2.79% (3.7% APRC, 4.24% SVR), £0 product fee
[FO17975] 80% LTV, 2.38% (3.6% APRC, 4.24% SVR), £995 product fee
[FO17977] 85% LTV, 2.45% (3.7% APRC, 4.24% SVR), £995 product fee
[FO17978] 85% LTV, 3.00% (3.8% APRC, 4.24% SVR), £0 product fee
[FO17899] 90% LTV, 3.28% (4.0% APRC, 4.24% SVR), £995 product fee
[FO17900] 90% LTV, 3.74% (4.1% APRC, 4.24% SVR), £0 product fee
2 year tracker purchase
[TO4459] 60% LTV, 2.89% (4.1% APRC, 4.24% SVR), £0 product fee
[TO4458] 60% LTV, 2.09% (4.0% APRC, 4.24% SVR), £995 product fee
[TO4462] 70% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee
[TO4461] 70% LTV, 2.29% (4.1% APRC, 4.24% SVR), £995 product fee
[TO4463] 75% LTV, 2.32% (4.1% APRC, 4.24% SVR), £995 product fee
[TO4464] 75% LTV, 2.98% (4.1% APRC, 4.24% SVR), £0 product fee
Buy to Let
2 year fixed rate purchase
[FO17961] 60% LTV, 2.89% (4.5% APRC, 4.74% SVR), £0 product fee
[FO17960] 60% LTV, 1.98% (4.4% APRC, 4.74% SVR), £995 product fee
[FO17962] 70% LTV, 2.04% (4.4% APRC, 4.74% SVR), £995 product fee
[FO17963] 70% LTV, 3.14% (4.5% APRC, 4.74% SVR), £0 product fee
[FO17964] 75% LTV, 2.10% (4.4% APRC, 4.74% SVR), £995 product fee
[FO17965] 75% LTV, 3.19% (4.5% APRC, 4.74% SVR), £0 product fee
[FO17817] 90% LTV, 4.06% (4.7% APRC, 4.74% SVR), £0 product fee
5 year fixed rate purchase
[FO17908] 60% LTV, 3.54% (4.6% APRC, 4.74% SVR), £0 product fee
[FO17907] 60% LTV, 2.44% (4.5% APRC, 4.74% SVR), £995 product fee
[FO17909] 70% LTV, 2.83% (4.6% APRC, 4.74% SVR), £995 product fee
[FO17910] 70% LTV, 3.98% (4.7% APRC, 4.74% SVR), £0 product fee
[FO17912] 75% LTV, 4.07% (4.7% APRC, 4.74% SVR), £0 product fee
[FO17911] 75% LTV, 2.88% (4.6% APRC, 4.74% SVR), £995 product fee
2 year tracker purchase
[TO4465] 60% LTV, 2.38% (4.6% APRC, 4.74% SVR), £1,995 product fee
[TO4466] 60% LTV, 3.43% (4.6% APRC, 4.74% SVR), £0 product fee
[TO4467] 70% LTV, 2.90% (4.7% APRC, 4.74% SVR), £1,995 product fee
[TO4468] 70% LTV, 3.93% (4.7% APRC, 4.74% SVR), £0 product fee
[TO4470] 75% LTV, 3.99% (4.7% APRC, 4.74% SVR), £0 product fee
[TO4469] 75% LTV, 2.94% (4.7% APRC, 4.74% SVR), £1,995 product fee
End dates
2 Year Term End Dates Moving from 31/12/2020 to 31/03/2021
5 Year Term End Dates Moving from 31/12/2023 to 31/03/2024
End dates
2 Year Term End Dates Moving from 31/12/2020 to 31/03/2021
5 Year Term End Dates Moving from 31/12/2023 to 31/03/2024
Transitional arrangements
You’ll be able to produce Mortgage Illustrations and submit applications online for existing deals up to 10:30pm on Thursday 8th November 2018.
The supporting documentation for online applications on these products must be received in our Mortgage Centre in Birmingham by close of business on Thursday 22nd November 2018.
If you are unable to submit an application online due to a technical issue that cannot be resolved over the phone, then you must submit a paper-based application. In this instance, you must e-mail your BDM by midday on Friday 9th November 2018. Requests received after this time will not be considered.
Your email must include in bullet points:
- Your details - name, company and postcode
- Customer name
- Product applying for
- Amount of mortgage loan
- Reason for paper application - If you have experienced a technical issue a clear description of the problem encountered with error code (if applicable) must be provided
- State whether you were trying to submit via NatWest Intermediary Solutions’ website or the Mortgage Trading Exchange
Paper applications must be signed by all applicants and the original received at the following address by close of business on Tuesday 13th November 2018 for your rate to be honoured:
FREEPOST NatWest Intermediary Solutions
Mortgage Centre
Cartsdyke Avenue
Greenock
PA15 1ED
For a complete listing of all our mortgage products, please visit the product page on our web site. As a responsible lender, we have been able to make these changes whilst ensuring that we maintain our risk appetite and the quality of business we accept.