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We’re here to support you to help your customers wanting to remortgage
Looking for new ways to give your customers more choice and flexibility with their mortgages? NatWest’s remortgage options could make it easy to offer something extra.
Why choose us?
Free valuations as standard.
Free standard legals or cashback options.
Product options:
- Valuation fee paid for properties valued up to £10 million AND
- £350 cashback option OR
- Standard legal fees paid up to £2m loan size - includes unencumbered properties.
We’ll cover standard remortgage legal fees, with any additional Solicitors' fees being met by the customer.
What is a remortgage?
A remortgage is a transfer of an existing mortgage from one lender to another, where there is no house move involved. This also applies to properties with no existing mortgage (known as an unencumbered property). Customers can do additional borrowing when they remortgage with us.
Getting the best deal for your customers
- Competitive rates: We offer competitive remortgage rates, helping you secure the best deal for your customers.
- Added value: Customers can benefit from free legals or cashback options, providing immediate savings.
- Green incentives: Discounted rates are available for homes with an EPC rating of A or B.
- Overpayment flexibility: Your customers can overpay up to 20% of their mortgage each year without penalties, helping them reduce overall interest and pay off their loan sooner.
Help your customers manage their money
- Interest Only mortgages: We offer interest only options (up to 75% LTV and subject to eligibility), allowing customers to lower their monthly outgoings while making the most of their property.
- Term adjustment: Customers can extend or reduce their mortgage term whilst remortgaging. They can tailor repayments to their changing circumstance and either lower payments or pay off their mortgage faster.
- Debt consolidation: Simplify your customers’ monthly payments by consolidating their debts when they remortgage to NatWest.
Help your customers achieve their home goals
- Borrow more when needed: If your customers need additional funds for home improvements or changing life situations, they can apply to borrow more at the same rate during their NatWest remortgage.
- Porting options: For customers looking for their next move, they can port their mortgage at the same rate should they decide to move home, offering flexibility and peace of mind.
- Flexible repayment options: Customers can switch to an interest only mortgage now or later (subject to eligibility) and make home improvements with additional borrowing as their needs evolve.
Let NatWest help you deliver real value, flexibility, and support to your customers - today and for the future.
