New Build Hub

All you need to know about our New Build proposition


We're here to help you with our New Build mortgage solutions

We provide mortgage solutions for any property built, first occupied in its current state or significantly modernised, refurbished or altered within the last two years.

The valuer will decide whether a building meets this definition at the point of valuation.

Our New Build products at a glance


Maximum LTVs residential:

Based on net purchase price or valuation, whichever is the lower:

  • Flats: 75%
  • Houses: 85%
  • Buy-to-Let: 75% based on net purchase price or valuation whichever is lower.

Maximum LTV for debt consolidation: 80%

Minimum loan amount: £25,000

How can we help you?

Our dedicated New Build team will help your property sales to go through smoothly:

  • an experienced underwriting team who will proactively contact you if they need more information on any of your cases
  • a dedicated support team who will track applications to completion, liaise with valuers, work to solve issues, assist with valuation questions and more
  • speed-to-offer committed, working to 28-day exchange deadlines and in some circumstances 7 working days

See our lending criteria

Good to know