Changes to our product range

Summary

Effective 13^th August we’re making rate changes to our New Business, Existing Customer and Additional Borrowing (ADBO) product ranges as well as our end dates.

You’ll find full details of the changes, including transitional arrangements, on our products news page here [link when live]. You can also download a PDF of our updated product range.

Submitting business to us

You’ll be able to produce Mortgage Illustrations and submit applications online for existing deals up to 10:30pm on Tuesday 12^th August.

For packaging assistance, please have a look at our Income and Packaging Hub. You can keep up to date with our current service levels here.

Existing Customer rates

You can view new Existing Customer and ADBO deals for your customer in the Broker Portal from the 13^th August. For guidance on how to select Existing Customer and ADBO rates via the portal, please click here.

Purchase

Click below for a full list of the changes we're making to our purchase range.

2 year fixed rate purchase

[FO361154] 60% LTV ,decreasing by 3bps from 4.05% to 4.02%, product fee £0 [FO361130] 60% LTV ,decreasing by 4bps from 3.82% to 3.78%, product fee £995 [FO361142] 60% LTV ,decreasing by 4bps from 3.77% to 3.73%, product fee £1495

[FO361219] 75% LTV ,decreasing by 3bps from 4.20% to 4.17%, product fee £0 [FO361164] 75% LTV ,decreasing by 4bps from 3.95% to 3.91%, product fee £995 [FO361174] 75% LTV ,decreasing by 4bps from 3.90% to 3.86%, product fee £1495 [FO361079] 80% LTV ,decreasing by 10bps from 4.39% to 4.29%, product fee £0 [FO361116] 80% LTV ,decreasing by 8bps from 4.12% to 4.04%, product fee £995 [FO361189] 80% LTV ,decreasing by 8bps from 4.07% to 3.99%, product fee £1495

[FO361100] 85% LTV ,decreasing by 10bps from 4.39% to 4.29%, product fee £0 [FO361086] 85% LTV ,decreasing by 10bps from 4.14% to 4.04%, product fee £995

[FO361177] 85% LTV ,decreasing by 10bps from 4.09% to 3.99%, product fee £1495

[FO361162] 90% LTV ,decreasing by 15bps from 4.68% to 4.53%, product fee £0 [FO361214] 90% LTV ,decreasing by 5bps from 4.42% to 4.37%, product fee £995

2 year fixed rate purchase - high value

5 year fixed rate purchase

[FO360130] 60% LTV ,decreasing by 3bps from 4.08% to 4.05%, product fee £0 [FO360120] 60% LTV ,decreasing by 3bps from 3.96% to 3.93%, product fee £995 [FO360143] 60% LTV ,decreasing by 3bps from 3.91% to 3.88%, product fee £1495 [FO360116] 75% LTV ,decreasing by 4bps from 4.22% to 4.18%, product fee £0 [FO360131] 75% LTV ,decreasing by 4bps from 4.09% to 4.05%, product fee £995 [FO360137] 75% LTV ,decreasing by 4bps from 4.04% to 4.00%, product fee £1495

5 year fixed rate purchase - high value

[FO361156] 60% LTV ,decreasing by 4bps from 4.05% to 4.01%, product fee £0 [FO361136] 60% LTV ,decreasing by 3bps from 3.93% to 3.90%, product fee £995 [FO361201] 60% LTV ,decreasing by 3bps from 3.88% to 3.85%, product fee £1495

[FO361127] 75% LTV ,decreasing by 5bps from 4.18% to 4.13%, product fee £0 [FO361158] 75% LTV ,decreasing by 2bps from 4.05% to 4.03%, product fee £995 [FO361179] 75% LTV ,decreasing by 2bps from 4.00% to 3.98%, product fee £1495

[FO361180] 80% LTV ,decreasing by 7bps from 4.30% to 4.23%, product fee £0 [FO361172] 80% LTV ,decreasing by 6bps from 4.20% to 4.14%, product fee £995 [FO361109] 80% LTV ,decreasing by 6bps from 4.15% to 4.09%, product fee £1495

[FO361206] 85% LTV ,decreasing by 7bps from 4.30% to 4.23%, product fee £0 [FO361216] 85% LTV ,decreasing by 6bps from 4.20% to 4.14%, product fee £995 [FO361198] 85% LTV ,decreasing by 6bps from 4.15% to 4.09%, product fee £1495 [FO361119] 90% LTV ,decreasing by 6bps from 4.50% to 4.44%, product fee £0 [FO361212] 90% LTV ,decreasing by 14bps from 4.40% to 4.26%, product fee £995

[FO361117] 95% LTV ,increasing by 4bps from 4.86% to 4.90%, product fee £0

Remortgage

Click below for a full list of the changes we're making to our remortgage range.

2 year fixed rate and tracker remortgages

[FO361102] 60% LTV ,decreasing by 6bps from 4.26% to 4.20%, product fee £0 [FO361060] 60% LTV ,decreasing by 5bps from 3.92% to 3.87%, product fee £995 [FO361170] 60% LTV ,decreasing by 5bps from 3.87% to 3.82%, product fee £1495

[FO361131] 75% LTV ,decreasing by 16bps from 4.54% to 4.38%, product fee £0 [FO361139] 75% LTV ,decreasing by 7bps from 4.14% to 4.07%, product fee £995 [FO361071] 75% LTV ,decreasing by 7bps from 4.09% to 4.02%, product fee £1495

[FO361078] 80% LTV ,decreasing by 15bps from 4.89% to 4.74%, product fee £0 [FO361171] 80% LTV ,decreasing by 14bps from 4.48% to 4.34%, product fee £995

[FO361146] 80% LTV ,decreasing by 14bps from 4.43% to 4.29%, product fee £1495

[FO361160] 85% LTV ,decreasing by 16bps from 4.90% to 4.74%, product fee £0 [FO361054] 85% LTV ,decreasing by 14bps from 4.48% to 4.34%, product fee £995

[FO361155] 85% LTV ,decreasing by 14bps from 4.43% to 4.29%, product fee £1495

[FO361061] 90% LTV ,decreasing by 6bps from 5.15% to 5.09%, product fee £0 [FO361145] 90% LTV ,decreasing by 4bps from 4.84% to 4.80%, product fee £995

Remortgage No Free Legal

[FO361045] 60% LTV ,decreasing by 6bps from 4.26% to 4.20%, product fee £0 ,cashback £350

[FO361191] 60% LTV ,decreasing by 5bps from 3.92% to 3.87%, product fee £995 ,cashback £350

[FO361202] 60% LTV ,decreasing by 5bps from 3.87% to 3.82%, product fee £1495 ,cashback £350

[FO361210] 75% LTV ,decreasing by 16bps from 4.54% to 4.38%, product fee £0 ,cashback £350

[FO361192] 75% LTV ,decreasing by 7bps from 4.14% to 4.07%, product fee £995 ,cashback £350

[FO361209] 75% LTV ,decreasing by 7bps from 4.09% to 4.02%, product fee £1495 ,cashback £350

[FO361051] 80% LTV ,decreasing by 15bps from 4.89% to 4.74%, product fee £0 ,cashback £350

[FO361106] 80% LTV ,decreasing by 14bps from 4.48% to 4.34%, product fee £995 ,cashback £350

[FO361159] 80% LTV ,decreasing by 14bps from 4.43% to 4.29%, product fee £1495 ,cashback £350

[FO361107] 85% LTV ,decreasing by 16bps from 4.90% to 4.74%, product fee £0 ,cashback £350

[FO361190] 85% LTV ,decreasing by 14bps from 4.48% to 4.34%, product fee £995 ,cashback £350

[FO361181] 85% LTV ,decreasing by 14bps from 4.43% to 4.29%, product fee £1495 ,cashback £350

[FO361132] 90% LTV ,decreasing by 6bps from 5.15% to 5.09%, product fee £0 ,cashback £350

[FO361101] 90% LTV ,decreasing by 4bps from 4.84% to 4.80%, product fee £995 ,cashback £350

2 year fixed rate remortgage - high value

[FO361184] 60% LTV ,decreasing by 5bps from 4.02% to 3.97%, product fee £995 ,cashback £350

[FO361147] 75% LTV ,decreasing by 7bps from 4.24% to 4.17%, product fee £995 ,cashback £350

[FO361150] 80% LTV ,decreasing by 14bps from 4.58% to 4.44%, product fee £995 ,cashback £350

[FO361144] 85% LTV ,decreasing by 14bps from 4.58% to 4.44%, product fee £995 ,cashback £350

5 year fixed rate remortgage

[FO361063] 60% LTV ,decreasing by 13bps from 4.14% to 4.01%, product fee £0 [FO361075] 60% LTV ,decreasing by 9bps from 3.95% to 3.86%, product fee £995

[FO361083] 60% LTV ,decreasing by 9bps from 3.90% to 3.81%, product fee £1495

[FO361173] 75% LTV ,decreasing by 7bps from 4.23% to 4.16%, product fee £0 [FO361112] 75% LTV ,decreasing by 5bps from 4.07% to 4.02%, product fee £995 [FO361037] 75% LTV ,decreasing by 5bps from 4.02% to 3.97%, product fee £1495

[FO361032] 80% LTV ,decreasing by 12bps from 4.52% to 4.40%, product fee £0 [FO361046] 80% LTV ,decreasing by 6bps from 4.28% to 4.22%, product fee £995

[FO361062] 80% LTV ,decreasing by 6bps from 4.23% to 4.17%, product fee £1495

[FO361076] 85% LTV ,decreasing by 10bps from 4.52% to 4.42%, product fee £0 [FO361097] 85% LTV ,decreasing by 7bps from 4.29% to 4.22%, product fee £995 [FO361080] 85% LTV ,decreasing by 7bps from 4.24% to 4.17%, product fee £1495

[FO361067] 90% LTV ,decreasing by 8bps from 4.70% to 4.62%, product fee £0 [FO361070] 90% LTV ,decreasing by 9bps from 4.47% to 4.38%, product fee £995

Remortgage No Free Legal

[FO361047] 60% LTV ,decreasing by 13bps from 4.14% to 4.01%, product fee £0 ,cashback £350

[FO361218] 60% LTV ,decreasing by 9bps from 3.95% to 3.86%, product fee £995 ,cashback £350

[FO361114] 60% LTV ,decreasing by 9bps from 3.90% to 3.81%, product fee £1495 ,cashback £350

[FO361166] 75% LTV ,decreasing by 7bps from 4.23% to 4.16%, product fee £0 ,cashback £350

[FO361194] 75% LTV ,decreasing by 5bps from 4.07% to 4.02%, product fee £995 ,cashback £350

[FO361215] 75% LTV ,decreasing by 5bps from 4.02% to 3.97%, product fee £1495 ,cashback £350

[FO361169] 80% LTV ,decreasing by 12bps from 4.52% to 4.40%, product fee £0 ,cashback £350

[FO361204] 80% LTV ,decreasing by 6bps from 4.28% to 4.22%, product fee £995 ,cashback £350

[FO361186] 80% LTV ,decreasing by 6bps from 4.23% to 4.17%, product fee £1495 ,cashback £350

[FO361182] 85% LTV ,decreasing by 10bps from 4.52% to 4.42%, product fee £0 ,cashback £350

[FO361217] 85% LTV ,decreasing by 7bps from 4.29% to 4.22%, product fee £995 ,cashback £350

[FO361203] 85% LTV ,decreasing by 7bps from 4.24% to 4.17%, product fee £1495 ,cashback £350

[FO361193] 90% LTV ,decreasing by 8bps from 4.70% to 4.62%, product fee £0 ,cashback £350

[FO361161] 90% LTV ,decreasing by 9bps from 4.47% to 4.38%, product fee £995 ,cashback £350

5 year fixed rate remortgage - high value

[FO361085] 60% LTV ,decreasing by 9bps from 4.05% to 3.96%, product fee £995 ,cashback £350

[FO361099] 75% LTV ,decreasing by 5bps from 4.17% to 4.12%, product fee £995 ,cashback £350

[FO361121] 80% LTV ,decreasing by 6bps from 4.38% to 4.32%, product fee £995 ,cashback £350

[FO361187] 85% LTV ,decreasing by 7bps from 4.39% to 4.32%, product fee £995 ,cashback £350

First-time buyer

Click below for a full list of the changes we're making to our first-time buyer range.

2 year fixed rate purchase

[FO361110] 85% LTV ,decreasing by 10bps from 4.39% to 4.29%, product fee £0 ,cashback £250

[FO361084] 85% LTV ,decreasing by 10bps from 4.14% to 4.04%, product fee £995 ,cashback £250

[FO361175] 90% LTV ,decreasing by 15bps from 4.68% to 4.53%, product fee £0 ,cashback £250

[FO361030] 90% LTV ,decreasing by 5bps from 4.42% to 4.37%, product fee £995 ,cashback £250

5 year fixed rate purchase

[FO361029] 85% LTV ,decreasing by 7bps from 4.30% to 4.23%, product fee £0 ,cashback £250

[FO361034] 85% LTV ,decreasing by 6bps from 4.20% to 4.14%, product fee £995 ,cashback £250

[FO361105] 90% LTV ,decreasing by 6bps from 4.50% to 4.44%, product fee £0 ,cashback £250

[FO361157] 90% LTV ,decreasing by 14bps from 4.40% to 4.26%, product fee £995 ,cashback £250

Shared equity

Click below for a full list of the changes we're making to our shared equity range.

2 year fixed rate purchase

[FO361134] 60% LTV ,decreasing by 3bps from 4.20% to 4.17%, product fee £0 [FO361072] 60% LTV ,decreasing by 4bps from 3.97% to 3.93%, product fee £995 ,cashback £250

[FO361111] 75% LTV ,decreasing by 3bps from 4.35% to 4.32%, product fee £0 [FO361038] 75% LTV ,decreasing by 4bps from 4.10% to 4.06%, product fee £995 ,cashback £250

5 year fixed rate purchase

[FO361048] 60% LTV ,decreasing by 4bps from 4.20% to 4.16%, product fee £0 [FO361098] 60% LTV ,decreasing by 3bps from 4.08% to 4.05%, product fee £995 ,cashback £250

[FO361120] 75% LTV ,decreasing by 5bps from 4.33% to 4.28%, product fee £0 [FO361074] 75% LTV ,decreasing by 2bps from 4.20% to 4.18%, product fee £995 ,cashback £250

Help to Buy- shared equity

Click below for a full list of the changes we're making to our Help to Buy shared equity range.

2 year fixed rate remortgage

[FO361141] 60% LTV ,decreasing by 6bps from 4.41% to 4.35%, product fee £0 ,cashback £500

[FO361118] 60% LTV ,decreasing by 5bps from 4.07% to 4.02%, product fee £995 ,cashback £500

[FO361140] 75% LTV ,decreasing by 16bps from 4.69% to 4.53%, product fee £0 ,cashback £500

[FO361178] 75% LTV ,decreasing by 7bps from 4.29% to 4.22%, product fee £995 ,cashback £500

5 year fixed rate remortgage

[FO361095] 60% LTV ,decreasing by 13bps from 4.29% to 4.16%, product fee £0 ,cashback £500

[FO361081] 60% LTV ,decreasing by 9bps from 4.10% to 4.01%, product fee £995 ,cashback £500

[FO361196] 75% LTV ,decreasing by 7bps from 4.38% to 4.31%, product fee £0 ,cashback £500

[FO361057] 75% LTV ,decreasing by 5bps from 4.22% to 4.17%, product fee £995 ,cashback £500

Green

Click below for a full list of the changes we're making to our Green range.

2 year fixed rate purchase

5 year fixed rate purchase

2 year fixed rate remortgage

[FO361165] 60% LTV ,decreasing by 5bps from 3.87% to 3.82%, product fee £995 [FO361082] 75% LTV ,decreasing by 7bps from 4.09% to 4.02%, product fee £995 [FO361087] 85% LTV ,decreasing by 14bps from 4.43% to 4.29%, product fee £995

Green Remo No Free Legal

[FO361058] 60% LTV ,decreasing by 5bps from 3.87% to 3.82%, product fee £995 ,cashback £350

[FO361128] 75% LTV ,decreasing by 7bps from 4.09% to 4.02%, product fee £995 ,cashback £350

[FO361122] 85% LTV ,decreasing by 14bps from 4.43% to 4.29%, product fee £995 ,cashback £350

5 year fixed rate remortgage

[FO361123] 60% LTV ,decreasing by 9bps from 3.90% to 3.81%, product fee £995 [FO361053] 75% LTV ,decreasing by 5bps from 4.02% to 3.97%, product fee £995 [FO361092] 85% LTV ,decreasing by 7bps from 4.24% to 4.17%, product fee £995

Green Remo No Free Legal

[FO361125] 60% LTV ,decreasing by 9bps from 3.90% to 3.81%, product fee £995 ,cashback £350

[FO361049] 75% LTV ,decreasing by 5bps from 4.02% to 3.97%, product fee £995 ,cashback £350

[FO361036] 85% LTV ,decreasing by 7bps from 4.24% to 4.17%, product fee £995 ,cashback £350

Green - Buy to Let

Click below for a full list of the changes we're making to our Green range.

2 year fixed rate purchase

5 year fixed rate purchase

2 year fixed rate remortgage

5 year fixed rate remortgage

Buy to Let

Click below for a full list of the changes we're making to our Buy to Let range.

2 year fixed rate purchase

5 year fixed rate purchase

2 year fixed rate remortgage

[FO361135] 60% LTV ,decreasing by 14bps from 4.53% to 4.39%, product fee £0 [FO361183] 60% LTV ,decreasing by 10bps from 4.09% to 3.99%, product fee £995

Buy to Let Remo No Free Legal

[FO361167] 60% LTV ,decreasing by 14bps from 4.53% to 4.39%, product fee £0 ,cashback £350

[FO361050] 60% LTV ,decreasing by 10bps from 4.09% to 3.99%, product fee £995 ,cashback £350

5 year fixed rate remortgage

[FO361207] 60% LTV ,decreasing by 5bps from 4.28% to 4.23%, product fee £0 [FO361089] 60% LTV ,decreasing by 5bps from 4.09% to 4.04%, product fee £995

Buy to Let Remo No Free Legal

[FO361205] 60% LTV ,decreasing by 5bps from 4.28% to 4.23%, product fee £0 ,cashback £350

[FO361213] 60% LTV ,decreasing by 5bps from 4.09% to 4.04%, product fee £995 ,cashback £350

Changes to our New Business and Existing product range - 13th August

ONLY FOR USE BY MORTGAGE INTERMEDIARIES

Summary

Purchase

2 year fixed rate purchase

2 year fixed rate purchase - high value

5 year fixed rate purchase

5 year fixed rate purchase - high value

Remortgage

2 year fixed rate and tracker remortgages

2 year fixed rate remortgage - high value

5 year fixed rate remortgage

5 year fixed rate remortgage - high value

First-time buyer

2 year fixed rate purchase

5 year fixed rate purchase

Shared equity

2 year fixed rate purchase

5 year fixed rate purchase

Help to Buy- shared equity

2 year fixed rate remortgage

5 year fixed rate remortgage

Green

2 year fixed rate purchase

5 year fixed rate purchase

2 year fixed rate remortgage

5 year fixed rate remortgage

Green - Buy to Let

2 year fixed rate purchase

5 year fixed rate purchase

2 year fixed rate remortgage

5 year fixed rate remortgage

Buy to Let

2 year fixed rate purchase

5 year fixed rate purchase

2 year fixed rate remortgage

5 year fixed rate remortgage