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Introducing standalone ADBO
We’re excited to announce the launch our new standalone ADBO process, designed to provide more flexibility and options to your existing customers. These new products enable customers to apply for ADBO outside of their product transfer window and anytime during their mortgage term.
Helping customers with big life moments
Life is full of important milestones, and sometimes our customers need financial help to make them happen. With standalone ADBO, you can now help customers borrow more at any point of their mortgage term, not just the during the 4-month roll off period.
What’s new?
Guidance on our ABDO journey can be found in our enhanced broker portal. The portal has been updated based on your feedback and provides a consistent experience to our new business application process, such as;
- Improved document upload process – no need to email documents.
- Product selection up front in the application journey.
- Foreign income accepted - in line with our list of acceptable currencies.
- Easier case tracking.
- Clearer and easier to understand Decision in Principle decisions. The application is pre-populated and tailored with only questions relevant for your customer. This removes unnecessary manual steps, saving valuable time and allowing you to secure the ABDO deal for your clients more seamlessly.
More product options
We have a range of fixed and tracker rate products designed to suit the different financial needs of our customers. Our tracker rate products include the track and switch feature, which will benefit customers looking to align end dates of their products and also allows them to switch to a fixed rate product at any time, without incurring an ERC.
How to access our products
You can access these products via our broker portal. Simply go to the Existing Customer application portal and click on ‘Additional Borrowing’. Once you’ve uploaded application packaging, you’ll be able to track the application in real time to keep your customers up to date.
Eligibility
Customers can apply for standalone ADBO providing they have made their first mortgage payment.
There is a wide range of purposes, including home improvements and debt consolidation. A full list can be found here.
You can use our ABDO calculator to obtain an indication of what your customers could borrow.
