No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.
Premier eligibility criteria apply. To get this account you must be 18+ and a UK resident.
Overlay
The Premier Select account gives you:
Overdraft option
If you open a Premier Select account, you can choose to apply for an overdraft. As a Premier customer, you won’t pay any interest on the first £500 of an arranged overdraft (subject to status). Representative APR 20.1% (Variable). Which is handy if you happen to go overdrawn accidentally or need to use your overdraft to manage your money in the short-term. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Applying for an overdraft
You can apply for an arranged overdraft after your account is open, using our mobile app or by logging in to Online Banking.
It’s always best to double check you’ll be accepted for an overdraft before you apply. It’s free to do, takes minutes, and won’t affect your credit score.
We use a soft credit search first, which won’t affect your score. You’ll see this search on your credit file, but lenders won’t.
Then it’s up to you if you want to apply. If you do choose to apply, we'll do a full credit search, which may affect your credit score.
With another bank? No problem.
Just let us know when you apply. We’ll switch your Current Account to us within seven days. We’ll move all your Direct Debits and standing orders from your old account to us so you don’t have to.
We can’t switch savings accounts or ISAs.
Financial planning
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Exclusive support
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Are you eligible for this account?
You can apply for a Premier Select account if you are a UK resident, aged 18+.
And you’ll need one or more of the following:
at least £100k sole income or £120k joint income paid into your NatWest account,
or a minimum of £100k savings or investments held with us,
or a £500k+ mortgage with us.
Premier Reward
£2 a month
£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.
£1 a month in Rewards just for logging into our mobile app.
Earn at least 1% at partner retailers when you use your NatWest debit card.
Information Message
Information Message
Must be 18+, UK resident, and pay in at least £1,250 to an eligible NatWest account every month. T&Cs apply.
Premier Reward Black
£36 a month
All the features of our Select and Reward accounts.
Entertainment, travel, insurance and reward benefits for you and your family.
Enjoy annual savings and still earn up to £10 a month in Rewards.
Information Message
Information Message
To apply, you must be an existing NatWest current account customer. Premier eligibility criteria applies. To earn £10 in Rewards, you need to set up two or more Direct Debits per month of at least £4.50 each. Earn £1 in Rewards monthly by logging into your app. App criteria apply.