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Existing customers

Unlock your Reward Black account benefits

Enjoy perks like travel insurance, breakdown cover, and much more.

A £36 monthly fee applies to this account.

Premier Black app

Access your travel and entertainment benefits in the palm of your hand. 

What you'll need to use our Black account app:

  • your Black account number and sort code; and
  • your personal details – full name and date of birth.

If you’ve just opened your account, we recommend waiting at least 24 hours before signing up.

App available to customers registered with Membership Services. Available on iOS 11 and Android 6.0 (and above).

Your benefits at a glance

Premier Reward Black costs £432 a year, so £36 a month.

Your travels, our priority

Enjoy extra perks designed to help you travel in style.

Worldwide family travel insurance

Whether it’s a weekend away or a dream holiday, your journeys matter. Wherever you’re going, we’ll be there every step of the way. Underwritten by AWP P&C SA and administered by Allianz Assistance, the closest equivalent cover costs an average £421 for family cover.

 

Prices include Insurance Premium Tax. Market comparison conducted 12th February 2025. Family price based on Worldwide cover for two adults aged 40 years old and two children aged 13 years old with no pre-existing medical conditions.

No foreign transaction fee when spending abroad

Use your debit card for purchases anywhere in the world without the worry of incurring extra charges.

Worldwide airport lounge access

Your account comes with DragonPass Premier+ membership, giving you unlimited access to over 1,100 international airport lounges, including over 40 in the UK.

 

You can also take advantage of security Fast Track through the DragonPass Premier+ app at over 190 lanes, in over 90 airports across 29 countries. Fees apply, and vary by location.

 

If bought direct, DragonPass costs £379 a year (benefits and prices can vary).

European & UK car breakdown cover

When a roadside fix isn’t an option, the AA can help get you back on your way. Similar cover costs an average of £217 a year.

 

This is the starting price for cover for an individual person for UK and European roadside assistance, national recovery, onward travel and assistance at home. Individual circumstances and prices will vary.

Unlock lifestyle benefits with your account

Services, discounts, and valuable extras to support your lifestyle goals.

Black account concierge service

 

Secure premium tickets to sold-out concerts, theatre shows, and sporting events

Reserve tables at the most in-demand restaurants globally, with complimentary perks

Source personalised gifts and deliver them with signature concierge style

Curate exceptional travel experiences, from staycations to far-flung retreats

Enjoy complimentary access to art fairs, lifestyle events, and concierge exclusive event series ‘The Book Club’

 

The equivalent value of engaging the concierge service once every other month for a variety of requests is, on average, £180 a year.

 

Get started through Membership Services

Black account ticket service

 

Receive 25% cashback on tickets for theatre, dance, opera, concert performances and more throughout the UK and Ireland. Your cashback will be paid into your Premier Reward Black account within 30 days of your booking.

Order up to six tickets through the booking service for each event, up to four bookings a year.

 

For example, three tickets to Back To The Future: The Musical at the Adelphi Theatre, London on a Friday evening in the dress circle left – A1, Row J, would give you £85 cashback. Value calculated in February 2025.

 

Register online through Membership Services

Cinema discount

Enjoy savings on cinema tickets at over 250 cinemas nationwide. Three peak bookings (Friday to Sunday) three times a year at an ODEON cinema for two adults and one child, including booking fees, could save up to £55 a year.

Saving is based on visiting a standard Aylesbury ODEON cinema and redeeming eCodes on the cinema’s website. Value calculated in February 2025.

Your everyday habits can earn Rewards

Earn Rewards for paying direct debits, spending with your debit or credit card, or logging in to the mobile app regularly.

Earn Rewards for your everyday banking

NatWest Rewards are a great way to earn as you manage your money. Earn up to £120 per year in Rewards from your everyday banking, plus even more when you spend using your NatWest debit card with our partners.

For holding two Direct Debits on your account

£9

in Rewards per month.

Each Direct Debit must be at least £4.50

For logging into your NatWest mobile app

£1

in Rewards per month.

You must log in to your app at least once a month.

Earn when you spend at our partners

1%+

in Rewards you spend with your NatWest debit card.

Change your bank account

It's quick and easy to change your current account through your NatWest mobile app or Online Banking, we'll even pre-fill the application for you.

We have a range of Premier accounts to choose from. 

Specific account eligibility criteria and monthly fee may apply.

Current Account Switch Guarantee logo

Switch to NatWest

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account to your new account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the Current Account Switch Service work?

Frequently asked questions