Take your pick from our 8 cards. Plus, as a Premier customer, enjoy perks like priority calls and webchat 24/7.
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Premier
Which credit card is the best for you?
Enjoy priority support 24/7
As a Premier Banking customer, you'll gain a Premier 24 number. So, we'll fast-track any call or webchat from you anytime, anywhere.
Premier Reward Black account customer?
If you're a Premier Reward Black current account customer, we'll refund the annual fee on your Reward Black credit card. Just one of the many ways we reward you.
Your trusted travel companion
From skiing to safari... our global cards are trusted travel companions. Especially as some have zero foreign transaction fees.
What do you want your credit card for?
Reward Black credit card
Want Rewards and zero foreign transaction fees?
- No foreign transaction fee (fee on purchases abroad). You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
- Got a Reward Black current account? We'll refund your annual fee.
- Generous credit limit of at least £5,000, subject to approval.
- Earn 1% back in Rewards on supermarket spending (0.5% at supermarket petrol stations and everywhere else).
- Get 1-15% back in Rewards from chosen partner retailers.
To apply, you must be a UK resident, aged 18+ and earning at least £15K per year
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Reward credit card
Want Rewards on your everyday spending?
- Earn 1% back in Rewards on supermarket spending (0.25% at supermarket petrol stations and everywhere else).
- Get 1-15% back at chosen MyRewards retailers.
- Annual fee refunded if you have a Reward current account.
To apply, you must be a UK resident. Aged 18+. Earn £10k+ each year.
Representative example
Or £0 if you have a Reward current account.
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Travel Reward credit card
Want travel Rewards and zero foreign transaction fees?
- Enjoy 1% back in Rewards on eligible travel spending.
- Get 1%-15% back in Rewards from chosen partner retailers.
- No foreign transaction fees on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
To apply, you must be a UK resident, aged 18+ and earning at least £10K per year
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
The NatWest Credit Card
Want low interest rates and to save money abroad?
- No foreign transaction fee (no fee on purchases abroad with this card).
- Low rates on purchases or balance transfers.
- No balance transfer fee (no fee to move your balance from another card).
- No annual (yearly) fee to have this card.
To apply, you must be a UK resident. Aged 18+. Earn £10k+ each year.
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Purchase & Balance Transfer card
Want interest-free purchases and balance transfers?
- 0% on purchases for up to 23 months from account opening.
- 0% on balance transfers for up to 21 months from account opening. Just transfer your balance in the first 3 months.
- 3.49% balance transfer fee to move debt from another card.
After your 0% offers end, you'll pay our standard rates. The length of your 0% offers depend on our credit assessment of you. To apply, you must be a UK resident, aged 18+ and earn £10k+ each year. Your balance transfer must be at least £100. Balance transfer limits and exclusions apply.
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Longer Balance Transfer card
Want more interest-free time to pay off balance?
- 0% on balance transfers for up to 36 months from account opening if balance is transferred within the first 3 months. Then standard rates apply.
- 0% on purchases for 3 months from account opening. Then standard rates apply.
- 3.40% balance transfer fee (a fee to move your balance from another card).
After your 0% offers end, you'll pay our standard rates. The length of your 0% offers depend on our credit assessment of you. To apply, you must be a UK resident, aged 18+ and earn £10k+ each year. Your balance transfer must be at least £100. Balance transfer limits and exclusions apply.
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Balance Transfer credit card
Want more interest-free without the balance-transfer fee?
- 0% on balance transfers for up to 11 months from account opening. Just transfer your balance in the first 3 months.
- 0% on purchases for 3 months from account opening.
- No balance transfer fee to move debt from another card.
After your 0% offers end, you'll pay our standard rates. The length of your 0% offers depend on our credit assessment of you. To apply, you must be a UK resident, aged 18+ and earn £10k+ each year. Your balance transfer must be at least £100. Balance transfer limits and exclusions apply.
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
The NatWest Credit Builder Card
Want to boost your credit score to make borrowing easier?
- Build your credit score: New to borrowing? Got a low credit score? This card could potentially boost your score, so it could be easier for you to borrow in future.
- Pay 3% less interest after 12 months: just use this card at least once, pay us back on time, and don't go over your credit limit.
- No annual fee: we won't charge you a fee each year to have this card.
All credit cards could improve your credit score. Already got a good credit score? Our other credit cards could be cheaper.
Your credit score is based on lots of factors. So, we can't guarantee it will go up. To apply, you must be an existing customer and have had a current account for 3+ months. Must be UK resident, 18+ and earn £8.5k+ a year.
Representative example
Your actual credit limit may vary depending on our credit assessment of you. The APR shown will be the APR that applies when this card is taken out. This rate could decrease during the lifetime of the card if certain criteria is met. For info on how we charge interest on fees and charges, read our terms and conditions.
The NatWest Credit Card
Want low interest rates and to save money abroad?
- No foreign transaction fee on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
- Low interest rates on purchases and balance transfers.
- No balance transfer fee to move debt from another card.
- No annual (yearly) fee to have this card.
To apply, you must be a UK resident. Aged 18+. Earn £10k+ each year.
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
The NatWest Credit Builder Card
Want to boost your credit score to make borrowing easier?
- Build your credit score: New to borrowing? Got a low credit score? This card could potentially boost your score, so it could be easier for you to borrow in future.
- Pay 3% less interest after 12 months: just use this card at least once, pay us back on time, and don't go over your credit limit.
- No annual fee: we won't charge you a fee each year to have this card.
All credit cards could improve your credit score. Already got a good credit score? Our other credit cards could be cheaper.
Your credit score is based on lots of factors. So, we can't guarantee it will go up. To apply, you must be an existing customer and have had a current account for 3+ months. Must be UK resident, 18+ and earn £8.5k+ a year.
Representative example
Your actual credit limit may vary depending on our credit assessment of you. The APR shown will be the APR that applies when this card is taken out. This rate could decrease during the lifetime of the card if certain criteria is met. For info on how we charge interest on fees and charges, read our terms and conditions.
Purchase & Balance Transfer card
Want interest-free purchases and balance transfers?
- 0% on purchases for up to 23 months from account opening.
- 0% on balance transfers for up to 21 months from account opening. Just transfer your balance in the first 3 months.
- 3.49% balance transfer fee to move debt from another card.
After your 0% offers end, you'll pay our standard rates. The length of your 0% offers depend on our credit assessment of you. To apply, you must be a UK resident, aged 18+ and earn £10k+ each year. Your balance transfer must be at least £100. Balance transfer limits and exclusions apply.
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Longer Balance Transfer card
Want more interest-free time to pay off balance?
- 0% on balance transfers for up to 36 months from account opening if balance is transferred within the first 3 months. Then standard rates apply.
- 0% on purchases for 3 months from account opening. Then standard rates apply.
- 3.40% balance transfer fee (a fee to move your balance from another card).
After your 0% offers end, you'll pay our standard rates. The length of your 0% offers depend on our credit assessment of you. To apply, you must be a UK resident, aged 18+ and earn £10k+ each year. Your balance transfer must be at least £100. Balance transfer limits and exclusions apply.
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Balance Transfer credit card
Want more interest-free without the balance-transfer fee?
- 0% on balance transfers for up to 11 months from account opening. Just transfer your balance in the first 3 months.
- 0% on purchases for 3 months from account opening.
- No balance transfer fee to move debt from another card.
After your 0% offers end, you'll pay our standard rates. The length of your 0% offers depend on our credit assessment of you. To apply, you must be a UK resident, aged 18+ and earn £10k+ each year. Your balance transfer must be at least £100. Balance transfer limits and exclusions apply.
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Purchase & Balance Transfer card
Want interest-free purchases and balance transfers?
- 0% on purchases for up to 23 months from account opening.
- 0% on balance transfers for up to 21 months from account opening. Just transfer your balance in the first 3 months.
- 3.49% balance transfer fee to move debt from another card.
After your 0% offers end, you'll pay our standard rates. The length of your 0% offers depend on our credit assessment of you. To apply, you must be a UK resident, aged 18+ and earn £10k+ each year. Your balance transfer must be at least £100. Balance transfer limits and exclusions apply.
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Longer Balance Transfer card
Want more interest-free time to pay off balance?
- 0% on balance transfers for up to 36 months from account opening if balance is transferred within the first 3 months. Then standard rates apply.
- 0% on purchases for 3 months from account opening. Then standard rates apply.
- 3.40% balance transfer fee (a fee to move your balance from another card).
After your 0% offers end, you'll pay our standard rates. The length of your 0% offers depend on our credit assessment of you. To apply, you must be a UK resident, aged 18+ and earn £10k+ each year. Your balance transfer must be at least £100. Balance transfer limits and exclusions apply.
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Balance Transfer credit card
Want more interest-free without the balance-transfer fee?
- 0% on balance transfers for up to 11 months from account opening. Just transfer your balance in the first 3 months.
- 0% on purchases for 3 months from account opening.
- No balance transfer fee to move debt from another card.
After your 0% offers end, you'll pay our standard rates. The length of your 0% offers depend on our credit assessment of you. To apply, you must be a UK resident, aged 18+ and earn £10k+ each year. Your balance transfer must be at least £100. Balance transfer limits and exclusions apply.
Representative example
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Reward Black credit card
Want Rewards and zero foreign transaction fees?
- No foreign transaction fee (fee on purchases abroad). You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
- Got a Reward Black current account? We'll refund your annual fee.
- Generous credit limit of at least £5,000, subject to approval.
- Earn 1% back in Rewards on supermarket spending (0.5% at supermarket petrol stations and everywhere else).
- Get 1-15% back in Rewards from chosen partner retailers.
To apply, you must be a UK resident, aged 18+ and earning at least £15K per year
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Travel Reward credit card
Want travel Rewards and zero foreign transaction fees?
- Enjoy 1% back in Rewards on eligible travel spending.
- Get 1%-15% back in Rewards from chosen partner retailers.
- No foreign transaction fees on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
To apply, you must be a UK resident, aged 18+ and earning at least £10K per year
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
The NatWest Credit Card
Want low interest rates and to save money abroad?
- No foreign transaction fee on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
- Low interest rates on purchases and balance transfers.
- No balance transfer fee to move debt from another card.
- No annual (yearly) fee to have this card.
To apply, you must be a UK resident. Aged 18+. Earn £10k+ each year.
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Reward Black credit card
Want Rewards and zero foreign transaction fees?
- No foreign transaction fee (fee on purchases abroad). You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
- Got a Reward Black current account? We'll refund your annual fee.
- Generous credit limit of at least £5,000, subject to approval.
- Earn 1% back in Rewards on supermarket spending (0.5% at supermarket petrol stations and everywhere else).
- Get 1-15% back in Rewards from chosen partner retailers.
To apply, you must be a UK resident, aged 18+ and earning at least £15K per year
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Reward credit card
Want Rewards on your everyday spending?
- Earn 1% back in Rewards on supermarket spending (0.25% at supermarket petrol stations and everywhere else).
- Get 1-15% back in Rewards from chosen partner retailers.
- Annual fee refunded if you have a Reward current account.
To apply, you must be a UK resident. Aged 18+. Earn £10k+ each year.
Representative example
Or £0 if you have a Reward current account.
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
Travel Reward credit card
Want travel Rewards and zero foreign transaction fees?
- Enjoy 1% back in Rewards on eligible travel spending.
- Get 1%-15% back in Rewards from chosen partner retailers.
- No foreign transaction fees on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
To apply, you must be a UK resident, aged 18+ and earning at least £10K per year
Representative example
Your credit limit and APR may be different from this Representative Example, as they depend on our credit assessment of you. Interest on fees and charges is payable in line with our Terms and Conditions.
The NatWest Credit Builder Card
Good for - helping to boost your credit score
- Build your credit score: New to credit? Got a low credit score? This card could potentially boost your score, so it could be easier for you to borrow in future.
- Pay 3% less interest after 12 months: just use this card at least once, pay us back on time, and don't go over your credit limit.
- No annual fee: we won't charge you a fee each year to have this card.
Your credit score is based on lots of factors. So, we can't guarantee it will go up.
To apply, you must be an existing customer who has had a current account for 3+ months. Must be UK resident, 18+ and earn £7.5K+ a year.
Representative example
Your credit limit may be different from this Representative Example, as they depend on our credit assessment of you.
1. Choose your credit card
The best card for you is the card that best suits your needs. So compare our cards to see which is for you.
2. Check your eligibility
We'll say what you could potentially borrow, and the cost. The good news? This won't affect your credit score.
3. Complete your application
Happy with your offer? It's completely up to you if you want to apply and do a full credit check.
Read our credit card FAQs
3 other ways we could help you
Already got a credit card with us?
Track your spending, and more.
Credit card? Loan? Overdraft?
Figure out the best way to borrow.
Struggling to pay your credit card?
Find out how we could support you.
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