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Find a Premier account that works for you

Open a Premier account online today for access to dedicated support, financial planning, and a range of benefits that could make your life that bit easier.

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You must be 18+ and a UK resident to get these accounts. Further specific eligibility applies to each account.

To join Premier you’ll need one or more of the following:

  • at least £100k sole income or £120k joint income paid into your NatWest account,
  • or a minimum of £100k savings or investments held with us,
  • or a £500k+ mortgage with us.

Switch to us and you could get up to £175

You could get £125 when you apply online or via our app to switch your current account held elsewhere into an eligible Premier Select or Premier Reward account using the Current Account Switch Service and an extra £50 if you open a Digital Regular Saver.

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1. Switch to us

Don't have a current account with us?  

Simply open an eligible Premier Select or Premier Reward account and switch your bank account to us using the Current Account Switch Service.

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2. Within 60 days of switching

Pay in £1,250

This can be made of multiple payments and must remain in the account for 24 hours.

 

Log in to our mobile app

This can be done on any device that supports the NatWest mobile banking app.

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3. You're all set

When you've met these conditions, we'll pay £125 into your eligible account within 30 days, provided that your account stays open. 

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savings

Fancy an extra £50?

Here's how it works:

Open a Digital Regular Saver (DRS) within 60 days of completing your switch to us.  Once you receive your £125, we'll then add another £50 to your DRS within 30 days.

Total earned? £175!

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Premier and specific account eligibility criteria & conditions apply. Monthly account fees may apply. Offers can be withdrawn or amended at any time due to limited availability. Offers T&Cs and restrictions apply.  You are not eligible for these offers if you already have a current account with NatWest, if you're switching a current account from NatWest Group (Royal Bank or Ulster Bank NI), or if you've received a switch incentive from NatWest Group before.

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Premier Select

£0 a month.

Eligible for our £175 Switch offer.

Get 24/7 support from Premier 24 and help to invest in your future.

Plus these account benefits for free:

No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency. Not valid for ATM withdrawals. Other local fees may apply.

Get an arranged overdraft with a £500 interest-free buffer (subject to status).

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For new and existing NatWest customers. Must be 18+ UK resident to apply.

Representative APR 20.1% (Variable). Other charges may apply.

How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.

Join Premier Select Open in new window

Premier Reward

£2 a month.

Eligible for our £175 Switch offer.

Get 24/7 support from Premier 24 and help to invest in your future.

Plus all these account benefits that give back:

£9 a month back in Rewards for having two Direct Debits - they need to be at least £4.50 each.

£1 a month in Rewards just for logging into our mobile app. 

Earn at least 1% at partner retailers when you use your NatWest debit card.

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For new and existing NatWest customers. Must be 18+, UK resident, and pay in at least £1,250 to an eligible NatWest account every month. T&Cs apply.

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Upgrade your experience with Premier Reward Black

£36 a month.

Get 24/7 support from Premier 24, access to financial advice, help to invest in your future.

Plus the features of our Premier Select and Premier Reward accounts, and all these benefits.

Premier Reward Black account benefits

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To apply, you must be 18+ and a UK resident.

Woman using mobile phone Premier Reward account

For your adventures

Airport lounge access with DragonPass Premier+

Worldwide family travel insurance.

No Non-Sterling Transaction Fee with your Premier debit card, travelling or online. Not valid for ATM withdrawals. Other local fees may apply.

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Couple driving Premier Reward Black account

For you and your family

Mobile phone insurance for you and your household.

UK and European car breakdown cover.

24/7 Home Emergency Service.

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For your entertainment

24/7 Concierge Service to get VIP access to events, top restaurants and more.

25% cashback on tickets to concerts and shows.

Discounts on tickets at over 250 cinemas nationwide.

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To upgrade to Premier Reward Black you need to already have a current account with us. 

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Good to know

Your money is safe with us

Eligible deposits are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme.

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What is FSCS? Open in new window

Current Account switching

With another bank? We’ll switch you over to us in no time. Just let us know in your application and we’ll get everything sorted for you.

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Supporting our customers

See how we’ve performed in key service areas and view details on how we support our customers.

NatWest performance indicators (PDF, 74KB)

NatWest customer support (PDF, 53KB)

 

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