Latest News

Latest News

Nov & Dec 2018

NatWest to make rate changes to Core and Semi-Exclusive Residential and Buy-to-Let deals


Effective from Wednesday 12th December

Tomorrow, NatWest will be introducing rate changes on selected core and semi-exclusive residential and buy to let products.

 

Here’s a summary of the changes:

 

Semi-Exclusive Range

 

Purchase

·         New 2 year rate 95% product with free valuation

·         Rate increases of 1bps on 70% and 75% 2 year rate deals

·         Rate decreases of up to 7bps on 85% and 90% 2 year rate deals

·         Rate increases of up to 8bps on selected 5 year rate deals

 

Remortgage

·         New 2 year rate products, from 60% to 90% LTV

·         Rate increases of up to 3bps on selected 2 year rate deals

·         Rate increases of up to 14bps on selected 5 year rate deals

 

First time Buyer

·         Rate increases of up to 7bps on selected 5 year rate deals

 

Buy to Let

Purchase

·         Rate increases of up to 11bps on selected 2 year rate deals

·         Rate increases of up to 3bps on selected 5 year rate deals

 

Remortgage

·         Rate increases of up to 4bps on selected 2 year rate deals

·         Rate increases of up to 4bps on selected 5 year rate deals

 

Core Range

 

Purchase

·         Rate increases of 1bps on 60% and 9bps on 95% 2 year rate deals

·         Rate increases of 2bps on 80% 5 year rate deal

 

Remortgage

·         Rate increases of up to 50bps on selected 2 year rate deals

·         Rate increases of up to 50bps on selected 5 year rate deals

·         Rate increases of up to 36bps on selected 2 year rate high value deals

·         Rate increases of up to 44bps on selected 5 year rate high value deals

 

First time Buyer

·         Rate increase of  4ps on 90% 5 year rate deal

 

Buy to Let

 

Remortgage

·         Rate increases of up to 50bps on selected 2 year rate deals

·         Rate increases of up to 50bps on selected 5 year rate deals

·         Rate increase of up to 30bps and fee increase on selected 60% 70 and 75% deals

 

As a responsible lender, we have been able to make these changes whilst ensuring that we maintain our risk appetite and the quality of business we accept.

 

Here’s a full list the changes with product codes in brackets:

 

New Business

 

Semi-Exclusives

 

Residential

 

NEW

 

2 year fixed rate purchase

 

[FO18721] 95% LTV, 3.21% (4.2% APRC, 4.24% SVR), £0 product fee, £250 cashback

 

2 year fixed rate remortgage

 

[FO18733] 60% LTV, 1.54% (3.9% APRC, 4.24% SVR), £995 product fee

[FO18734] 60% LTV, 2.44% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18735] 70% LTV, 1.59% (3.9% APRC, 4.24% SVR), £995 product fee

[FO18740] 70% LTV, 2.49% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18741] 75% LTV, 1.59% (3.9% APRC, 4.24% SVR), £995 product fee

[FO18784] 75% LTV, 2.49% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18742] 80% LTV, 2.54% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18745] 85% LTV, 2.54% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18746] 90% LTV, 2.59% (4.0% APRC, 4.24% SVR), £0 product fee

 

2 year Help to Buy Shared Equity Remortgage

 

[FO18736] 60% LTV, 1.85% (4.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18737] 60% LTV, 2.90% (4.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18738] 70% LTV, 1.88% (4.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18785] 70% LTV, 2.90% (4.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18787] 75% LTV, 1.96% (4.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18786] 75% LTV, 2.90% (4.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

 

5 year Help to Buy Shared Equity Remortgage

 

[FO18792] 60% LTV, 2.15% (3.9% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18791] 60% LTV, 3.49% (4.3% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18790] 70% LTV, 2.24% (3.9% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18789] 70% LTV, 3.49% (4.3% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18788] 75% LTV, 2.26% (3.9% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18739] 75% LTV, 3.64% (4.4% APRC, 4.24% SVR), £0 product fee, £500 cashback

 

Rate Changes

 

Semi Exclusive

 

Residential

 

2 year fixed rate purchase

 

[FO18717] 70% LTV, increasing by 1bps from 1.69% to 1.70% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18718] 75% LTV, increasing by 1bps from 1.69% to 1.70% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18719] 85% LTV, decreasing by 1bps from 1.83% to 1.82% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18720] 90% LTV, decreasing by 7bps from 2.01% to 1.94% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback

 

5 year fixed rate purchase

 

[FO18722] 60% LTV, increasing by 1bps from 1.96% to 1.97% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18723] 60% LTV, increasing by 6bps from 2.23% to 2.29% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18724] 70% LTV, increasing by 5bps from 1.97% to 2.02% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18725] 70% LTV, increasing by 2bps from 2.28% to 2.30% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18726] 75% LTV, increasing by 8bps from 1.97% to 2.05% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18727] 75% LTV, increasing by 1bps from 2.29% to 2.30% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18728] 80% LTV, increasing by 2bps from 2.15% to 2.17% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18729] 85% LTV, increasing by 5bps from 2.22% to 2.27% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18730] 85% LTV, increasing by 1bps from 2.60% to 2.61% (3.7% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18731] 90% LTV, increasing by 1bps from 2.66% to 2.67% (3.7% APRC, 4.24% SVR), £0 product fee, £500 cashback

 

2 year fixed rate remortgage

 

[FO18732] 80% LTV, increasing by 1bps from 1.77% to 1.78% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18743] 85% LTV, increasing by 2bps from 1.90% to 1.92% (3.9% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18744] 90% LTV, increasing by 3bps from 2.06% to 2.09% (3.9% APRC, 4.24% SVR), £995 product fee, £250 cashback

 

5 year fixed rate remortgage

 

[FO18747] 60% LTV, increasing by 1bps from 1.96% to 1.97% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18748] 60% LTV, increasing by 2bps from 2.22% to 2.24% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18749] 70% LTV, increasing by 3bps from 1.99% to 2.02% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18750] 70% LTV, increasing by 4bps from 2.22% to 2.26% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18751] 75% LTV, increasing by 1bps from 2.01% to 2.02% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18752] 75% LTV, increasing by 1bps from 2.25% to 2.26% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18753] 80% LTV, increasing by 1bps from 2.18% to 2.19% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18754] 80% LTV, increasing by 1bps from 2.39% to 2.40% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18755] 85% LTV, increasing by 1bps from 2.21% to 2.22% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18756] 85% LTV, increasing by 2bps from 2.49% to 2.51% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18757] 90% LTV, increasing by 1bps from 2.40% to 2.41% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18758] 90% LTV, increasing by 14bps from 2.61% to 2.75% (3.7% APRC, 4.24% SVR), £0 product fee, £500 cashback

 

First time Buyer 5 year fixed rate purchase

 

[FO18759] 80% LTV, increasing by 2bps from 2.47% to 2.49% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18760] 85% LTV, increasing by 1bps from 2.53% to 2.54% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18761] 90% LTV, decreasing by 7bps from 2.76% to 2.69% (3.7% APRC, 4.24% SVR), £0 product fee, £750 cashback

 

Buy to Let

Rate changes

 

2 year fixed rate purchase

 

[FO18762] 60% LTV, increasing by 8bps from 1.88% to 1.96% (4.5% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18763] 60% LTV, increasing by 4bps from 2.38% to 2.42% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18764] 70% LTV, increasing by 11bps from 2.04% to 2.15% (4.5% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18765] 75% LTV, increasing by 9bps from 2.18% to 2.27% (4.5% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18766] 75% LTV, increasing by 2bps from 2.79% to 2.81% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback

 

5 year fixed rate purchase

 

[FO18767] 70% LTV, increasing by 3bps from 2.83% to 2.86% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18768] 75% LTV, increasing by 2bps from 2.64% to 2.66% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18769] 75% LTV, increasing by 2bps from 2.89% to 2.91% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback

 

2 year fixed rate remortgage

 

[FO18770] 60% LTV, increasing by 4bps from 1.78% to 1.82% (4.4% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18771] 60% LTV, increasing by 1bps from 2.47% to 2.48% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18772] 70% LTV, increasing by 1bps from 2.01% to 2.02% (4.4% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18773] 75% LTV, increasing by 2bps from 2.04% to 2.06% (4.4% APRC, 4.74% SVR), £995 product fee, £250 cashback

 

5 year fixed rate remortgage

 

[FO18774] 60% LTV, increasing by 4bps from 2.23% to 2.29% (4.0% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18775] 60% LTV, increasing by 1bps from 2.50% to 2.55% (3.9% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18776] 70% LTV, increasing by 1bps from 2.60% to 2.68% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18777] 70% LTV, increasing by 2bps from 2.85% to 2.99% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18778] 75% LTV, increasing by 2bps from 2.88% to 3.08% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback

 

Core Range

 

Residential

 

Rate Changes

 

2 year fixed rate purchase

 

[FO18664] 60% LTV, increasing by 1bps from 1.49% to 1.50% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18665] 95% LTV, increasing by 9bps from 3.20% to 3.29% (4.2% APRC, 4.24% SVR), £0 product fee, £250 cashback

 

5 year fixed rate purchase

 

[FO18666] 80% LTV, increasing by 2bps from 2.21% to 2.23% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

 

2 year fixed rate remortgage

 

[FO18667] 60% LTV, increasing by 36bps from 1.54% to 1.90% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18668] 60% LTV, increasing by 25bps from 2.44% to 2.69% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18669] 70% LTV, increasing by 50bps from 1.59% to 2.09% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18670] 70% LTV, increasing by 30bps from 2.49% to 2.79% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18671] 75% LTV, increasing by 50bps from 1.59% to 2.09% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18672] 75% LTV, increasing by 30bps from 2.49% to 2.79% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18690] 80% LTV, increasing by 36bps from 1.82% to 2.18% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18674] 80% LTV, increasing by 35bps from 2.54% to 2.89% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18691] 85% LTV, increasing by 40bps from 1.98% to 2.38% (4.1% APRC, 4.24% SVR), £995 product fee

[FO18675] 85% LTV, increasing by 44bps from 2.54% to 2.98% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18692] 90% LTV, increasing by 39bps from 2.31% to 2.70% (4.1% APRC, 4.24% SVR), £995 product fee

[FO18676] 90% LTV, increasing by 49bps from 2.59% to 3.08% (4.1% APRC, 4.24% SVR), £0 product fee

 

5 year fixed rate remortgage

 

[FO18677] 60% LTV, increasing by 50bps from 1.94% to 2.44% (3.7% APRC, 4.24% SVR), £995 product fee

[FO18678] 60% LTV, increasing by 46bps from 2.49% to 2.97% (3,8% APRC, 4.24% SVR), £0 product fee

[FO18679] 70% LTV, increasing by 50bps from 2.08% to 2.58% (3.7% APRC, 4.24% SVR), £995 product fee

[FO18680] 70% LTV, increasing by 49bps from 2.54% to 3.03% (3.8% APRC, 4.24% SVR), £0 product fee

[FO18681] 75% LTV, increasing by 40bps from 2.23% to 2.73% (3.8% APRC, 4.24% SVR), £995 product fee

[FO18682] 75% LTV, increasing by 50bps from 2.55% to 3.05% (3.8% APRC, 4.24% SVR), £0 product fee

[FO18683] 80% LTV, increasing by 49bps from 2.34% to 2.83% (3.8% APRC, 4.24% SVR), £995 product fee

[FO18684] 80% LTV, increasing by 50bps from 2.67% to 3.17% (3.9% APRC, 4.24% SVR), £0 product fee

[FO18685] 85% LTV, increasing by 43bps from 2.70% to 3.13% (3.9% APRC, 4.24% SVR), £995 product fee

[FO18686] 85% LTV, increasing by 50bps from 2.88% to 3.38% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18687] 90% LTV, increasing by 50bps from 2.78% to 3.28% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18688] 90% LTV, increasing by 50bps from 3.24% to 3.74% (4.1% APRC, 4.24% SVR), £0 product fee

 

2 year fixed rate remortgage – High Value

 

[FO18779] 60% LTV, increasing by 36bps from 1.53% to 1.65% (3.9% APRC, 4.24% SVR), £995 product fee

[FO18780] 70% LTV, increasing by 25bps from 1.58% to 1.79% (3.4% APRC, 4.24% SVR), £995 product fee

 

5 year fixed rate remortgage – High Value

 

[FO18781] 60% LTV, increasing by 21bps from 1.93% to 2.14% (3.5% APRC, 4.24% SVR), £995 product fee

[FO18782] 70% LTV, increasing by 29bps from 1.99% to 2.28% (3.4% APRC, 4.24% SVR), £995 product fee

[FO18783] 75% LTV, increasing by 44bps from 1.99% to 2.43% (3.6% APRC, 4.24% SVR), £995 product fee

 

First time Buyer 5 year fixed rate purchase

 

[FO18689] 90% LTV, decreasing by 4bps from 3.72 to 3.68% (4.1% APRC, 4.24% SVR), £0 product fee, £250 cashback

 

2 year Help to Buy Shared Equity Remortgage

 

[FO18693] 60% LTV, increasing by 31bps from 1.85% to 2.16% (4.0% APRC, 4.24% SVR), £995 product fee, £500 Cashback

[FO18694] 60% LTV, increasing by 25bps from 2.90% to 3.15% (4.2% APRC, 4.24% SVR), £0 product fee, £500 Cashback

[FO18695] 70% LTV, increasing by 29bps from 1.88% to 2.17% (4.0% APRC, 4.24% SVR), £995 product fee, £500 Cashback

[FO18696] 70% LTV, increasing by 41bps from 2.90% to 3.31% (4.2% APRC, 4.24% SVR), £0 product fee, £500 Cashback

[FO18697] 75% LTV, increasing by 37bps from 1.96% to 2.33% (4.1% APRC, 4.24% SVR), £995 product fee, £500 Cashback

[FO18698] 75% LTV, increasing by 41bps from 2.90% to 3.31% (4.2% APRC, 4.24% SVR), £0 product fee, £500 Cashback

 

5 year Help to Buy Shared Equity Remortgage

 

[FO18699] 60% LTV, increasing by 21bps from 2.15% to 2.36% (3.7% APRC, 4.24% SVR), £995 product fee, £500 Cashback

[FO18700] 60% LTV, increasing by 95bps from 3.49% to 4.44% (4.4% APRC, 4.24% SVR), £0 product fee, £500 Cashback

[FO18701] 70% LTV, increasing by 16bps from 2.24% to 2.40% (3.7% APRC, 4.24% SVR), £995 product fee, £500 Cashback

[FO186702] 70% LTV, increasing by 95bps from 3.49% to 4.44% (4.4% APRC, 4.24% SVR), £0 product fee, £500 Cashback

[FO186703] 75% LTV, increasing by 16bps from 2.24% to 2.40% (3.6% APRC, 4.24% SVR), £995 product fee, £500 Cashback

[FO186704] 75% LTV, increasing by 104bps from 3.59% to 4.63% (4.5% APRC, 4.24% SVR), £0 product fee, £500 Cashback

 

Buy to Let

 

Rate changes

 

2 year fixed rate remortgage

 

[FO18706] 60% LTV, increasing by 50bps from 2.77% to 3.27% (4.6% APRC, 4.74% SVR), £0 product fee

[FO18708] 70% LTV, increasing by 50bps from 3.02% to 3.52% (4.6% APRC, 4.74% SVR), £0 product fee

[FO18710] 75% LTV, increasing by 50bps from 3.07% to 3.57% (4.6% APRC, 4.74% SVR), £0 product fee

 

5 year fixed rate remortgage

 

[FO18712] 60% LTV, increasing by 50bps from 3.04% to 3.54% (4.3% APRC, 4.74% SVR), £0 product fee

[FO18711] 60% LTV, increasing by 13bps from 2.31% to 2.44% (4.0% APRC, 4.74% SVR), £995 product fee

[FO18714] 70% LTV, increasing by 50bps from 3.48% to 3.98% (4.5% APRC, 4.74% SVR), £0 product fee

[FO18713] 70% LTV, increasing by 4bps from 2.79% to 2.83% (4.2% APRC, 4.74% SVR), £995 product fee

[FO18716] 75% LTV, increasing by 50bps from 3.57% to 4.07% (4.6% APRC, 4.74% SVR), £0 product fee

[FO18715] 75% LTV, increasing by 9bps from 2.79% to 2.88% (4.2% APRC, 4.74% SVR), £995 product fee

 

Buy to Let

 

Rate changes and fee changes

 

2 year fixed rate remortgage

 

[FO18705] 60% LTV, increasing by 30bps from 1.84% to 2.04% (4.6% APRC, 4.74% SVR), Fee increasing to £1,995 from £995

[FO18707] 70% LTV, increasing by 21bps from 2.38% to 2.59% (4.7% APRC, 4.74% SVR), Fee increasing to £1,995 from £995

[FO18709] 75% LTV, increasing by 27bps from 2.51% to 2.78% (4.7% APRC, 4.74% SVR), Fee increasing to £1,995 from £995

 

Existing Mortgage Customers

 

There are no changes

 

End dates

 

There are no changes to end dates

 

Transitional arrangements

 

You’ll be able to produce Mortgage Illustrations and submit applications online for existing deals up to 10:30pm on Tuesday 11th December 2018.

 

The supporting documentation for online applications on these products must be received in our Mortgage Centre in Birmingham by close of business on Thursday 27th December 2018.

 

If you are unable to submit an application online due to a technical issue that cannot be resolved over the phone, then you must submit a paper-based application. In this instance, you must e-mail your BDM by midday on Wednesday 12th December 2018. Requests received after this time will not be considered.

 

Your email must include in bullet points:

 

  • Your details - name, company and postcode
  • Customer name
  • Product applying for
  • Amount of mortgage loan
  • Reason for paper application - If you have experienced a technical issue a clear description of the problem encountered with error code (if applicable) must be provided
  • State whether you were trying to submit via NatWest Intermediary Solutions’ website or the Mortgage Trading Exchange

 

Paper applications must be signed by all applicants and the original received at the following address by close of business on Friday 14th December 2018 for your rate to be honoured:

 

 

FREEPOST NatWest Intermediary Solutions

Mortgage Centre

Cartsdyke Avenue

Greenock

PA15 1ED

 

 

For a complete listing of all our mortgage products, please visit the product page on our web site.

 

 

Overall Best Lender for Service at the Financial Adviser Service Awards 2018


Thursday 22nd November

NatWest Intermediary Solutions voted Overall Best Lender for Service at the Financial Adviser Service Awards 2018.  We are delighted to have received another 5 Star Award and Overall Best Lender for Service in the Mortgage Lenders and Packagers category at the Financial Adviser Service Awards 2018. These awards are voted for by intermediaries and are regarded as the blue riband measure for the financial services industry.

Free Valuations for Purchases: Frequently asked questions 


Thursday 15th November

 

1.       If a customer uses free valuation product and then wants to then swap to a different deal without a free valuation, will they have to pay the valuation fee to us

 

Yes a valuation fee will be payable.

 

2.       Can a client use the free valuation products on ported case?

 

Porting and not borrowing more: A valuation fee is payable

Porting and borrowing more on free valuation product: We will pay for one standard valuation report

 

3.       If the client applies for a free valuation product & the case doesn’t complete & they find another property, can the broker submit a new application for the client with another free valuation product?

 

Where a customer has already benefitted from a free valuation on a mortgage application and that purchase falls through, the broker should follow the current standard process and update us on the existing application of the new property details for which the customer will need to pay for a valuation.

 

A broker can choose to submit a new application with a free valuation but must be aware of the consequences of doing so i.e. another credit score for the customer taking into account up to date credit bureau information.

 

4.       Is a valuer still going to visit the property if it is a purchased with a free valuation?

 

Yes where a standard valuation is required, the valuer is going to visit the property. For house purchase, our current policy always requires a standard valuation

 

5.       What is the process for customers who are porting a case which was re-mortgaged to us previously and therefore had the benefit of a free valuation as per the re-mortgage process. Would they still be eligible for a free Val on porting?

 

Porting and not borrowing more: A valuation fee is payable

Porting and borrowing more on free valuation product: We will pay for one standard valuation report.

 

6.       Will we provide a copy of the valuation, for a purchase to the Broker/customer on request?

 

The process has not changed as result of introducing Free Valuation products. A copy of the valuation will be sent to the customer, broker and solicitor with the offer.

 

7.       Is there any limit in terms of the free valuation?

 

Yes.  Only properties where lower of purchase price or value is less than or equal to £2m and only the first standard valuation is fee free.

 

8.       If a customer wants to do a homebuyers report– do they just pay the difference?

 

If the customer would like either Home Buyers Report or Full Structural Survey, then they will need to pay for this in full. Its only fee free, if a standard valuation report is required.

 

 

 

 

NatWest to launch free valuations on purchase and first time buyer exclusives


Effective Friday 9th November

Tomorrow, NatWest will be introducing free valuations on Intermediary purchase and First Time Buyer exclusives. Coupled with this it is also introducing cashback on Intermediary remortgage exclusives up to 90% LTV.

 

Semi-Exclusive Range

 

Purchase

·         Free valuations introduced on Intermediary purchase and First Time Buyer exclusives.

·         2 year rate increases of up to 9bps on fee based products.

·         5 year rate increases of up to 13bps and £500 cashback on all products up to 90% LTV.

·         Rate reduction of 16bps on the 5 year 90% LTV no fee products.

·         5 year First Time Buyer (FTB) sub-85% LTV products increased by up to 8bps and £750 cashback on 90% LTV. 

 

Remortgage

·         Introduction of new fee based 2 year exclusive products at 85% and 90% LTV with £250 cashback.

·         5 year rate increases of up to 13bps and £500 cashback on all products up to 90% LTV. 

 

Buy to Let

·         Introduction of new 2 year exclusive products:

·         60-75% LTV no fee purchase and 2 year 60% LTV fee remortgage.

·         2 year rate increases of up to 20bps and decreases of up to 2bps (purchase and remortgage).

·         5 year rate increases of up to 6bps and decreases of up to 7bps (purchase and remortgage).

 

Core Range

 

Residential

 

Purchase

·         Rate reduction of 5bps on the 2 year 60% LTV fee product.

·         Rate reduction of 15bps and £250 cashback on the 2 year 95% product.

·         5 year products reduced by up to 7bps and £250 cashback applied to Shared Equity & Help to Buy Shared Equity.

 

Remortgage

·         Rate increases of up to 11bps and £250 cashback on 2 year 80% - 90% LTV fee based products.

 

Buy to Let

·         5 year rate decrease of 4bps on 70% LTV fee purchase product.

·         5 year rate decrease of up to 9bps on 70 & 75% LTV fee remortgage products with £250 cashback at 70% LTV.

 

 

------------------------------Additional Information-----------------------------

 

As a responsible lender, we have been able to make these changes whilst ensuring that we maintain our risk appetite and the quality of business we accept.

 

Here’s a full list the changes with product codes in brackets:

 

New Business

 

Semi-Exclusives

 

Residential

 

NEW

 

2 year fixed rate purchase – Free valuation

 

[FO18277] 60% LTV, 1.62% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18278] 70% LTV, 1.69% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18417] 75% LTV, 1.69% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18281] 80% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18283] 85% LTV, 1.83% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18421] 90% LTV, 2.01% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback

 

5 year fixed rate purchase – Free valuation

 

[FO18420] 60% LTV, 1.96% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18286] 60% LTV, 2.23% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18287] 70% LTV, 1.97% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18288] 70% LTV, 2.28% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18289] 75% LTV, 1.97% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18290] 75% LTV, 2.29% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18291] 80% LTV, 2.15% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18293] 80% LTV, 2.48% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18295] 85% LTV, 2.22% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18427] 85% LTV, 2.60% (3.7% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18297] 90% LTV, 2.45% (3.7% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18299] 90% LTV, 2.66% (3.7% APRC, 4.24% SVR), £0 product fee, £500 cashback

 

2 year fixed rate remortgage – Free Valuation

 

[FO18301] 80% LTV, 1.77% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18302] 85% LTV, 1.90% (3.4% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18303] 90% LTV, 2.06% (3.4% APRC, 4.24% SVR), £995 product fee, £250 cashback

 

5 year fixed rate remortgage - – Free Valuation

 

[FO18304] 60% LTV, 1.96% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18305] 60% LTV, 2.22% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18438] 70% LTV, 1.99% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18307] 70% LTV, 2.22% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18309] 75% LTV, 2.01% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18444] 75% LTV, 2.25% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18311] 80% LTV, 2.18% (3.5% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18314] 80% LTV, 2.39% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18429] 85% LTV, 2.21% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18433] 85% LTV, 2.49% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18432] 90% LTV, 2.40% (3.6% APRC, 4.24% SVR), £995 product fee, £500 cashback

[FO18434] 90% LTV, 2.61% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

 

First time buyer 5 year fixed rate purchase – Free valuation

 

[FO18428] 80% LTV, 2.47% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18443] 85% LTV, 2.53% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18442] 90% LTV, 2.76% (3.7% APRC, 4.24% SVR), £0 product fee, £750 cashback

 

Buy to Let

 

2 year fixed rate purchase – Free valuation

 

[FO18328] 60% LTV, 1.88% (4.5% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18330] 60% LTV, 2.38% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18437] 70% LTV, 2.04% (4.5% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18333] 70% LTV, 2.63% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18334] 75% LTV, 2.18% (4.5% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18335] 75% LTV, 2.79% (4.5% APRC, 4.74% SVR), £0 product fee, £250 cashback

 

5 year fixed rate purchase – Free valuation

 

[FO18336] 60% LTV, 2.28% (4.0% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18337] 60% LTV, 2.50% (3.9% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18338] 70% LTV, 2.61% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18339] 70% LTV, 2.83% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18340] 75% LTV, 2.64% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18341] 75% LTV, 2.89% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback

 

2 year tracker purchase - Free Valuation

 

[TO4522] 60% LTV, 2.49% (4.5% APRC, 4.74% SVR), £995 product fee

[TO4523] 70% LTV, 2.90% (4.6% APRC, 4.74% SVR), £995 product fee

[TO4524] 75% LTV, 3.00% (4.7% APRC, 4.74% SVR), £995 product fee

 

 

2 year fixed rate remortgage - Free Valuation

 

[FO18343] 60% LTV, 1.78% (4.4% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18342] 60% LTV, 2.47% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18344] 70% LTV, 2.01% (4.4% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18345] 70% LTV, 2.59% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18346] 75% LTV, 2.04% (4.4% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18435] 75% LTV, 2.59% (4.4% APRC, 4.74% SVR), £0 product fee, £250 cashback

 

5 year fixed rate remortgage - Free Valuation

 

[FO18441] 60% LTV, 2.23% (3.9% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18440] 60% LTV, 2.50% (3.9% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18352] 70% LTV, 2.60% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18353] 70% LTV, 2.85% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback

[FO18354] 75% LTV, 2.64% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback

[FO18439] 75% LTV, 2.88% (4.1% APRC, 4.74% SVR), £0 product fee, £250 cashback

 

CORE

 

Residential

 

NEW

 

2 year fixed rate purchase

 

[FO18193] 60% LTV, 2.40% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18192] 60% LTV, 1.49% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18195] 70% LTV, 2.45% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18194] 70% LTV, 1.73% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18196] 75% LTV, 1.83% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18197] 75% LTV, 2.45% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18199] 80% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18198] 80% LTV, 1.87% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18201] 85% LTV, 3.03% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18200] 85% LTV, 1.87% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18203] 90% LTV, 3.07% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18202] 90% LTV, 2.33% (4.1% APRC, 4.24% SVR), £995 product fee

[FO18204] 95% LTV, 3.20% (4.1% APRC, 4.24% SVR), £0 product fee, £250 cashback

 

5 year fixed rate purchase

 

[FO18206] 60% LTV, 3.09% (3.9% APRC, 4.24% SVR), £0 product fee

[FO18205] 60% LTV, 1.95% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18207] 70% LTV, 1.99% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18208] 70% LTV, 3.20% (3.9% APRC, 4.24% SVR), £0 product fee

[FO18210] 75% LTV, 3.21% (3.9% APRC, 4.24% SVR), £0 product fee

[FO18209] 75% LTV, 1.99% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18212] 80% LTV, 3.38% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18211] 80% LTV, 2.21% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18214] 85% LTV, 3.50% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18213] 85% LTV, 2.36% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18216] 90% LTV, 3.57% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18215] 90% LTV, 2.68% (3.8% APRC, 4.24% SVR), £995 product fee

[FO18217] 95% LTV, 3.81% (4.2% APRC, 4.24% SVR), £0 product fee

 

2 year tracker purchase

 

[TO4504] 60% LTV, 2.09% (4.1% APRC, 4.24% SVR), £995 product fee

[TO4505] 60% LTV, 2.89% (4.1% APRC, 4.24% SVR), £0 product fee

[TO4506] 70% LTV, 2.29% (4.1% APRC, 4.24% SVR), £995 product fee

[TO4507] 70% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee

[TO4509] 75% LTV, 2.98% (3.8% APRC, 4.24% SVR), £0 product fee

[TO4508] 75% LTV, 2.32% (4.2% APRC, 4.24% SVR), £995 product fee

 

 

2 year fixed rate remortgage

 

[FO18218] 80% LTV, 1.82% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18219] 85% LTV, 1.98% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18220] 90% LTV, 2.31% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

 

2 year fixed rate purchase – Shared equity

 

[FO18227] 60% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18228] 60% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18230] 70% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18229] 70% LTV, 1.77% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18232] 75% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18231] 75% LTV, 1.86% (4.0% APRC, 4.24% SVR), £995 product fee

 

5 year fixed rate purchase – Shared equity

 

[FO18233] 60% LTV, 2.05% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18234] 60% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18235] 70% LTV, 2.12% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18236] 70% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18238] 75% LTV, 3.49% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18237] 75% LTV, 2.17% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

 

 

2 year fixed rate purchase – Help to Buy Shared equity

 

[FO18239] 60% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18240] 60% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18242] 70% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18241] 70% LTV, 1.77% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18244] 75% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18243] 75% LTV, 1.86% (4.0% APRC, 4.24% SVR), £995 product fee

 

5 year fixed rate purchase – Help to Buy Shared equity

 

[FO18245] 60% LTV, 2.05% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18246] 60% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18247] 70% LTV, 2.12% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18248] 70% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18250] 75% LTV, 3.49% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18249] 75% LTV, 2.17% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

 

First time buyer 2 year fixed rate purchase

 

[FO18221] 80% LTV, 2.64% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback

[FO18222] 85% LTV, 2.65% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback

[FO18223] 90% LTV, 2.91% (4.1% APRC, 4.24% SVR), £0 product fee, £250 cashback

 

First time buyer 5 year fixed rate purchase

 

[FO18224] 80% LTV, 3.38% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback

[FO18225] 85% LTV, 3.50% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback

[FO18226] 90% LTV, 3.72% (4.1% APRC, 4.24% SVR), £0 product fee, £250 cashback

 

Buy to Let

 

2 year fixed rate purchase

 

[FO18252] 60% LTV, 2.24% (4.4% APRC, 4.74% SVR), £0 product fee

[FO18251] 60% LTV, 1.74% (4.4% APRC, 4.74% SVR), £995 product fee

[FO18254] 70% LTV, 2.56% (4.5% APRC, 4.74% SVR), £0 product fee

[FO18253] 70% LTV, 1.97% (4.5% APRC, 4.74% SVR), £995 product fee

[FO18256] 75% LTV, 2.67% (4.5% APRC, 4.74% SVR), £0 product fee

[FO18255] 75% LTV, 2.12% (4.5% APRC, 4.74% SVR), £995 product fee

 

5 year fixed rate purchase

 

[FO18258] 60% LTV, 2.77% (4.1% APRC, 4.74% SVR), £0 product fee

[FO18257] 60% LTV, 2.30% (4.0% APRC, 4.74% SVR), £995 product fee

[FO18410] 70% LTV, 2.98% (4.1% APRC, 4.74% SVR), £0 product fee

[FO18408] 70% LTV, 2.65% (4.1% APRC, 4.74% SVR), £995 product fee

[FO18436] 75% LTV, 3.07% (4.2% APRC, 4.74% SVR), £0 product fee

[FO18431] 75% LTV, 2.79% (4.2% APRC, 4.74% SVR), £995 product fee

 

2 year tracker purchase

 

[TO4510] 60% LTV, 2.38% (4.7% APRC, 4.74% SVR), £1,995 product fee

[TO4511] 60% LTV, 3.43% (4.6% APRC, 4.74% SVR), £0 product fee

[TO4512] 70% LTV, 2.90% (4.8% APRC, 4.74% SVR), £1,995 product fee

[TO4513] 70% LTV, 3.93% (4.7% APRC, 4.74% SVR), £0 product fee

[TO4514] 75% LTV, 2.94% (4.7% APRC, 4.74% SVR), £1,995 product fee

[TO4515] 75% LTV, 3.99% (4.7% APRC, 4.74% SVR), £0 product fee

 

5 year fixed rate remortgage

 

[FO18272] 70% LTV, 2.79% (4.1% APRC, 4.74% SVR), £995 product fee, £250 cashback

 

Rate Changes

 

CORE

 

Residential

 

2 year fixed rate purchase

 

[FO18192] 60% LTV, decreasing by 5bps from 1.54% to 1.49% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

 

Buy to Let

 

[FO18273] 75% LTV, decreasing by 9bps from 2.88% to 2.79% (4.1% APRC, 4.74% SVR), £995 product fee

 

WITHDRAWALS

 

CORE

 

Residential

 

2 year fixed rate purchase

 

[FO17747] 60% LTV, 1.54% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO17767] 60% LTV, 2.40% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17819] 70% LTV, 1.73% (4.0% APRC, 4.24% SVR), £995 product fee

[FO17783] 70% LTV, 2.45% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17820] 75% LTV, 1.83% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17773] 75% LTV, 2.45% (4.0% APRC, 4.24% SVR), £995 product fee

[FO17787] 80% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee

[FO17821] 80% LTV, 1.87% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17832] 85% LTV, 3.03% (4.1% APRC, 4.24% SVR), £995 product fee

[FO17822] 85% LTV, 1.87% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18025] 90% LTV, 2.33% (4.1% APRC, 4.24% SVR), £995 product fee

[FO18088] 90% LTV, 3.07% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18089] 95% LTV, 3.35% (4.2% APRC, 4.24% SVR), £0 product fee

 

5 year fixed rate purchase

 

[FO17883] 60% LTV, 1.95% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO17875] 60% LTV, 3.09% (3.9% APRC, 4.24% SVR), £0 product fee

[FO18026] 70% LTV, 1.99% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO17876] 70% LTV, 3.20% (3.9% APRC, 4.24% SVR), £0 product fee

[FO17881] 75% LTV, 3.21% (3.9% APRC, 4.24% SVR), £0 product fee

[FO18027] 75% LTV, 1.99% (3.5% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO17869] 80% LTV, 2.21% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO17901] 80% LTV, 3.38% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17870] 85% LTV, 2.36% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO17862] 85% LTV, 3.50% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18090] 90% LTV, 3.57% (4.1% APRC, 4.24% SVR), £0 product fee

[FO17944] 90% LTV, 2.68% (3.8% APRC, 4.24% SVR), £995 product fee

[FO18091] 95% LTV, 3.81% (4.2% APRC, 4.24% SVR), £0 product fee

 

 

2 year tracker purchase

 

[TO4450] 60% LTV, 2.09% (4.1% APRC, 4.24% SVR), £995 product fee

[TO4490] 60% LTV, 2.89% (4.1% APRC, 4.24% SVR), £0 product fee

[TO4487] 70% LTV, 2.29% (4.1% APRC, 4.24% SVR), £995 product fee

[TO4451] 70% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee

[TO4452] 75% LTV, 2.32% (4.1% APRC, 4.24% SVR), £995 product fee

[TO4455] 75% LTV, 2.98% (4.1% APRC, 4.24% SVR), £0 product fee

 

2 year fixed rate remortgage

 

[FO18035] 80% LTV, 1.78% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18037] 85% LTV, 1.88% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18037] 90% LTV, 2.20% (4.0% APRC, 4.24% SVR), £995 product fee

 

2 year fixed rate purchase – Shared equity

 

[FO17765] 60% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee

[FO17766] 60% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

[FO17833] 70% LTV, 1.77% (4.0% APRC, 4.24% SVR), £995 product fee

[FO17834] 70% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

[FO17786] 75% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

[FO17835] 75% LTV, 1.86% (4.0% APRC, 4.24% SVR), £995 product fee

 

5 year fixed rate purchase – Shared equity

 

[FO17945] 60% LTV, 2.08% (3.6% APRC, 4.24% SVR), £995 product fee

[FO17946] 60% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17845] 70% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17947] 70% LTV, 2.19% (3.6% APRC, 4.24% SVR), £995 product fee

[FO17885] 75% LTV, 3.49% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17846] 75% LTV, 2.19% (3.6% APRC, 4.24% SVR), £995 product fee

 

2 year fixed rate purchase – Help to Buy Shared equity

 

[FO17748] 60% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee

[FO17749] 60% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

[FO17750] 70% LTV, 1.77% (4.0% APRC, 4.24% SVR), £995 product fee

[FO17751] 70% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

[FO17752] 75% LTV, 1.86% (4.0% APRC, 4.24% SVR), £995 product fee

[FO17785] 75% LTV, 2.68% (4.1% APRC, 4.24% SVR), £0 product fee

 

5 year fixed rate purchase – Help to Buy Shared equity

 

[FO17864] 60% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17863] 60% LTV, 2.08% (3.6% APRC, 4.24% SVR), £995 product fee

[FO17866] 70% LTV, 3.39% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17865] 70% LTV, 2.19% (3.6% APRC, 4.24% SVR), £995 product fee

[FO17867] 75% LTV, 2.19% (3.6% APRC, 4.24% SVR), £995 product fee

[FO17884] 75% LTV, 3.49% (4.0% APRC, 4.24% SVR), £0 product fee

 

First time buyer 2 year fixed rate purchase

 

[FO17770] 80% LTV, 2.64% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback

[FO17771] 85% LTV, 2.65% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback

[FO17772] 90% LTV, 2.91% (4.1% APRC, 4.24% SVR), £0 product fee, £250 cashback

 

First time buyer 5 year fixed rate purchase

 

[FO17871] 80% LTV, 3.38% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback

[FO17872] 85% LTV, 3.50% (4.0% APRC, 4.24% SVR), £0 product fee, £250 cashback

[FO17873] 90% LTV, 3.72% (4.1% APRC, 4.24% SVR), £0 product fee, £250 cashback

 

Buy to Let

 

2 year fixed rate purchase

 

[FO17804] 60% LTV, 1.74% (4.4% APRC, 4.74% SVR), £995 product fee

[FO17805] 60% LTV, 2.24% (4.4% APRC, 4.74% SVR), £0 product fee

[FO17806] 70% LTV, 1.97% (4.5% APRC, 4.74% SVR), £995 product fee

[FO17824] 70% LTV, 2.56% (4.5% APRC, 4.74% SVR), £0 product fee

[FO17825] 75% LTV, 2.12% (4.5% APRC, 4.74% SVR), £995 product fee

[FO17826] 75% LTV, 2.67% (4.5% APRC, 4.74% SVR), £0 product fee

 

5 year fixed rate purchase

 

[FO17931] 60% LTV, 2.30% (4.0% APRC, 4.74% SVR), £995 product fee

[FO17932] 60% LTV, 2.77% (4.1% APRC, 4.74% SVR), £0 product fee

[FO17933] 70% LTV, 2.69% (4.1% APRC, 4.74% SVR), £995 product fee

[FO17905] 70% LTV, 2.98% (4.1% APRC, 4.74% SVR), £0 product fee

[FO17906] 75% LTV, 2.79% (4.2% APRC, 4.74% SVR), £995 product fee

[FO17874] 75% LTV, 3.07% (4.2% APRC, 4.74% SVR), £0 product fee

 

2 year tracker purchase

 

[TO4474] 60% LTV, 3.43% (4.6% APRC, 4.74% SVR), £0 product fee

[TO4473] 60% LTV, 2.38% (4.7% APRC, 4.74% SVR), £1,995 product fee

[TO4460] 70% LTV, 3.93% (4.7% APRC, 4.74% SVR), £0 product fee

[TO4475] 70% LTV, 2.90% (4.8% APRC, 4.74% SVR), £1.995 product fee

[TO4477] 75% LTV, 3.99% (4.7% APRC, 4.74% SVR), £0 product fee

[TO4476] 75% LTV, 2.94% (4.7% APRC, 4.74% SVR), £1,995 product fee

 

5 year fixed rate remortgage

 

[FO17936] 70% LTV, 2.83% (4.2% APRC, 4.74% SVR), £995 product fee

 

Semi-Exclusives

 

Residential

 

2 year fixed rate purchase

 

[FO17802] 60% LTV, 1.53% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18109] 70% LTV, 1.63% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18110] 75% LTV, 1.63% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18111] 80% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18112] 85% LTV, 1.74% (4.0% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18113] 90% LTV, 1.93% (4.0% APRC, 4.24% SVR), £995 product fee, £350 cashback

 

5 year fixed rate purchase

 

[FO18114] 60% LTV, 2.10% (3.5% APRC, 4.24% SVR), £0 product fee, £350 cashback

[FO17903] 60% LTV, 1.89% (3.5% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18115] 70% LTV, 2.21% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO17918] 70% LTV, 1.94% (3.5% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18116] 75% LTV, 2.22% (3.5% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO17920] 75% LTV, 1.94% (3.5% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18063] 80% LTV, 2.08% (3.5% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18129] 80% LTV, 2.41% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18130] 85% LTV, 2.14% (3.6% APRC, 4.24% SVR), £995 product fee, £350 cashback

[FO18131] 85% LTV, 2.53% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18132] 90% LTV, 2.34% (3.6% APRC, 4.24% SVR), £995 product fee, £250 cashback

[FO18133] 90% LTV, 2.82% (3.8% APRC, 4.24% SVR), £0 product fee, £500 cashback

 

2 year fixed rate remortgage

 

[FO18134] 80% LTV, 1.73% (3.9% APRC, 4.24% SVR), £995 product fee

 

5 year fixed rate remortgage

 

[FO17922] 60% LTV, 1.89% (3.5% APRC, 4.24% SVR), £995 product fee

[FO17923] 60% LTV, 2.09% (3.5% APRC, 4.24% SVR), £0 product fee

[FO17930] 70% LTV, 2.14% (3.5% APRC, 4.24% SVR), £0 product fee

[FO17924] 70% LTV, 1.94% (3.5% APRC, 4.24% SVR), £995 product fee

[FO18137] 75% LTV, 2.14% (3.5% APRC, 4.24% SVR), £0 product fee

[FO17925] 75% LTV, 1.94% (3.5% APRC, 4.24% SVR), £995 product fee

[FO17836] 80% LTV, 2.29% (3.5% APRC, 4.24% SVR), £0 product fee

[FO18067] 80% LTV, 2.12% (3.5% APRC, 4.24% SVR), £995 product fee

[FO17839] 85% LTV, 2.39% (3.6% APRC, 4.24% SVR), £0 product fee

[FO18138] 85% LTV, 2.14% (3.6% APRC, 4.24% SVR), £995 product fee

[FO18140] 90% LTV, 2.49% (3.6% APRC, 4.24% SVR), £0 product fee

[FO18139] 90% LTV, 2.34% (3.6% APRC, 4.24% SVR), £995 product fee

 

First time buyer 5 year fixed rate purchase

 

[FO18428] 80% LTV, 2.39% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18443] 85% LTV, 2.51% (3.6% APRC, 4.24% SVR), £0 product fee, £500 cashback

[FO18442] 90% LTV, 2.76% (3.7% APRC, 4.24% SVR), £0 product fee, £500 cashback

 

Buy to Let

 

2 year fixed rate purchase

 

[FO18069] 60% LTV, 1.68% (4.4% APRC, 4.74% SVR), £995 product fee

[FO17784] 70% LTV, 1.93% (4.5% APRC, 4.74% SVR), £995 product fee

[FO18070] 75% LTV, 1.94% (4.5% APRC, 4.74% SVR), £995 product fee

 

5 year fixed rate purchase

 

[FO18071] 60% LTV, 2.16% (3.9% APRC, 4.74% SVR), £995 product fee

[FO18072] 60% LTV, 2.37% (3.9% APRC, 4.74% SVR), £0 product fee

[FO18073] 70% LTV, 2.63% (4.1% APRC, 4.74% SVR), £995 product fee

[FO18074] 70% LTV, 2.73% (4.0% APRC, 4.74% SVR), £0 product fee

[FO18075] 75% LTV, 2.63% (4.1% APRC, 4.74% SVR), £995 product fee

[FO18076] 75% LTV, 2.77% (4.0% APRC, 4.74% SVR), £0 product fee

 

2 year tracker purchase

 

[TO4456] 60% LTV, 2.49% (4.5% APRC, 4.74% SVR), £995 product fee

[TO4471] 70% LTV, 2.90% (4.6% APRC, 4.74% SVR), £995 product fee

[TO4472] 75% LTV, 3.00% (4.7% APRC, 4.74% SVR), £995 product fee

 

2 year fixed rate remortgage

 

[FO17775] 60% LTV, 2.47% (4.5% APRC, 4.74% SVR), £0 product fee

[FO18077] 70% LTV, 1.95% (4.5% APRC, 4.74% SVR), £995 product fee

[FO17777] 70% LTV, 2.53% (4.5% APRC, 4.74% SVR), £0 product fee

[FO17778] 75% LTV, 2.11% (4.5% APRC, 4.74% SVR), £995 product fee

[FO17779] 75% LTV, 2.66% (4.5% APRC, 4.74% SVR), £0 product fee

 

5 year fixed rate remortgage

 

[FO17877] 60% LTV, 2.21% (3.9% APRC, 4.74% SVR), £995 product fee

[FO18078] 60% LTV, 2.48% (3.9% APRC, 4.74% SVR), £0 product fee

[FO18080] 70% LTV, 2.81% (3.9% APRC, 4.74% SVR), £0 product fee

[FO18079] 70% LTV, 2.64% (4.1% APRC, 4.74% SVR), £995 product fee

[FO18081] 75% LTV, 2.88% (4.1% APRC, 4.74% SVR), £0 product fee

[FO17890] 75% LTV, 2.67% (4.1% APRC, 4.74% SVR), £995 product fee

 

Existing Mortgage Customers

CORE

 

Residential

 

NEW

 

2 year fixed rate purchase

 

[FO18148] 60% LTV, 2.31% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18147] 60% LTV, 1.55% (3.9% APRC, 4.24% SVR), £995 product fee

[FO18149] 70% LTV, 1.71% (3.9% APRC, 4.24% SVR), £995 product fee

[FO18150] 70% LTV, 2.41% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18152] 75% LTV, 2.41% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18151] 75% LTV, 1.71% (3.9% APRC, 4.24% SVR), £995 product fee

[FO18153] 80% LTV, 1.79% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18154] 80% LTV, 2.51% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18155] 85% LTV, 1.84% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18156] 85% LTV, 2.60% (4.0% APRC, 4.24% SVR), £0 product fee

[FO18157] 90% LTV, 2.70% (4.1% APRC, 4.24% SVR), £995 product fee

[FO18158] 90% LTV, 3.08% (4.1% APRC, 4.24% SVR), £0 product fee

[FO18160] 100% LTV, 3.85% (4.2% APRC, 4.24% SVR), £0 product fee

[FO18459] 100% LTV, 3.60% (4.3% APRC, 4.24% SVR), £995 product fee

 

5 year fixed rate purchase

 

[FO18161] 60% LTV, 2.03% (3.5% APRC, 4.24% SVR), £995 product fee

[FO18162] 60% LTV, 2.59% (3.6% APRC, 4.24% SVR), £0 product fee

[FO18164] 70% LTV, 2.65% (3.7% APRC, 4.24% SVR), £0 product fee

[FO18163] 70% LTV, 2.23% (3.6% APRC, 4.24% SVR), £995 product fee

[FO18166] 75% LTV, 2.67% (3.7% APRC, 4.24% SVR), £0 product fee

[FO18165] 75% LTV, 2.24% (3.6% APRC, 4.24% SVR), £995 product fee

[FO18168] 80% LTV, 2.79% (3.7% APRC, 4.24% SVR), £0 product fee

[FO18167] 80% LTV, 2.38% (3.6% APRC, 4.24% SVR), £995 product fee

[FO18169] 85% LTV, 2.45% (3.7% APRC, 4.24% SVR), £995 product fee

[FO18170] 85% LTV, 3.00% (3.8% APRC, 4.24% SVR), £0 product fee

[FO18171] 90% LTV, 3.28% (4.0% APRC, 4.24% SVR), £995 product fee

[FO18172] 90% LTV, 3.74% (4.1% APRC, 4.24% SVR), £0 product fee

 

2 year tracker purchase

 

[TO4493] 60% LTV, 2.89% (4.1% APRC, 4.24% SVR), £0 product fee

[TO4492] 60% LTV, 2.09% (4.0% APRC, 4.24% SVR), £995 product fee

[TO4495] 70% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee

[TO4494] 70% LTV, 2.29% (4.1% APRC, 4.24% SVR), £995 product fee

[TO4496] 75% LTV, 2.32% (4.1% APRC, 4.24% SVR), £995 product fee

[TO4497] 75% LTV, 2.98% (4.1% APRC, 4.24% SVR), £0 product fee

 

Buy to Let

 

2 year fixed rate purchase

 

[FO18180] 60% LTV, 2.89% (4.5% APRC, 4.74% SVR), £0 product fee

[FO18179] 60% LTV, 1.98% (4.4% APRC, 4.74% SVR), £995 product fee

[FO18181] 70% LTV, 2.04% (4.4% APRC, 4.74% SVR), £995 product fee

[FO18182] 70% LTV, 3.14% (4.5% APRC, 4.74% SVR), £0 product fee

[FO18183] 75% LTV, 2.10% (4.4% APRC, 4.74% SVR), £995 product fee

[FO18184] 75% LTV, 3.19% (4.5% APRC, 4.74% SVR), £0 product fee

[FO18185] 90% LTV, 4.06% (4.7% APRC, 4.74% SVR), £0 product fee

 

5 year fixed rate purchase

 

[FO18187] 60% LTV, 3.54% (4.6% APRC, 4.74% SVR), £0 product fee

[FO18186] 60% LTV, 2.44% (4.5% APRC, 4.74% SVR), £995 product fee

[FO18188] 70% LTV, 2.83% (4.6% APRC, 4.74% SVR), £995 product fee

[FO18189] 70% LTV, 3.98% (4.7% APRC, 4.74% SVR), £0 product fee

[FO18191] 75% LTV, 4.07% (4.7% APRC, 4.74% SVR), £0 product fee

[FO18190] 75% LTV, 2.88% (4.6% APRC, 4.74% SVR), £995 product fee

 

2 year tracker purchase

 

[TO4498] 60% LTV, 2.38% (4.6% APRC, 4.74% SVR), £1,995 product fee

[TO4499] 60% LTV, 3.43% (4.6% APRC, 4.74% SVR), £0 product fee

[TO4500] 70% LTV, 2.90% (4.7% APRC, 4.74% SVR), £1,995 product fee

[TO4501] 70% LTV, 3.93% (4.7% APRC, 4.74% SVR), £0 product fee

[TO4503] 75% LTV, 3.99% (4.7% APRC, 4.74% SVR), £0 product fee

[TO4502] 75% LTV, 2.94% (4.7% APRC, 4.74% SVR), £1,995 product fee

 

WITHDRAWALS

 

CORE

 

Residential

 

2 year fixed rate purchase

 

[FO17951] 60% LTV, 2.31% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17950] 60% LTV, 1.55% (3.9% APRC, 4.24% SVR), £995 product fee

[FO17952] 70% LTV, 1.71% (3.9% APRC, 4.24% SVR), £995 product fee

[FO17953] 70% LTV, 2.41% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17955] 75% LTV, 2.41% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17954] 75% LTV, 1.71% (3.9% APRC, 4.24% SVR), £995 product fee

[FO17956] 80% LTV, 1.79% (4.0% APRC, 4.24% SVR), £995 product fee

[FO17957] 80% LTV, 2.51% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17958] 85% LTV, 1.84% (4.0% APRC, 4.24% SVR), £995 product fee

[FO17959] 85% LTV, 2.60% (4.0% APRC, 4.24% SVR), £0 product fee

[FO17796] 90% LTV, 2.70% (4.1% APRC, 4.24% SVR), £995 product fee

[FO17797] 90% LTV, 3.08% (4.1% APRC, 4.24% SVR), £0 product fee

[FO17799] 100% LTV, 3.85% (4.2% APRC, 4.24% SVR), £0 product fee

[FO17798] 100% LTV, 3.60% (4.3% APRC, 4.24% SVR), £995 product fee

 

5 year fixed rate purchase

 

[FO17969] 60% LTV, 2.03% (3.5% APRC, 4.24% SVR), £995 product fee

[FO17970] 60% LTV, 2.59% (3.6% APRC, 4.24% SVR), £0 product fee

[FO17972] 70% LTV, 2.65% (3.7% APRC, 4.24% SVR), £0 product fee

[FO17971] 70% LTV, 2.23% (3.6% APRC, 4.24% SVR), £995 product fee

[FO17974] 75% LTV, 2.67% (3.7% APRC, 4.24% SVR), £0 product fee

[FO17973] 75% LTV, 2.24% (3.6% APRC, 4.24% SVR), £995 product fee

[FO17976] 80% LTV, 2.79% (3.7% APRC, 4.24% SVR), £0 product fee

[FO17975] 80% LTV, 2.38% (3.6% APRC, 4.24% SVR), £995 product fee

[FO17977] 85% LTV, 2.45% (3.7% APRC, 4.24% SVR), £995 product fee

[FO17978] 85% LTV, 3.00% (3.8% APRC, 4.24% SVR), £0 product fee

[FO17899] 90% LTV, 3.28% (4.0% APRC, 4.24% SVR), £995 product fee

[FO17900] 90% LTV, 3.74% (4.1% APRC, 4.24% SVR), £0 product fee

 

2 year tracker purchase

 

[TO4459] 60% LTV, 2.89% (4.1% APRC, 4.24% SVR), £0 product fee

[TO4458] 60% LTV, 2.09% (4.0% APRC, 4.24% SVR), £995 product fee

[TO4462] 70% LTV, 2.94% (4.1% APRC, 4.24% SVR), £0 product fee

[TO4461] 70% LTV, 2.29% (4.1% APRC, 4.24% SVR), £995 product fee

[TO4463] 75% LTV, 2.32% (4.1% APRC, 4.24% SVR), £995 product fee

[TO4464] 75% LTV, 2.98% (4.1% APRC, 4.24% SVR), £0 product fee

 

Buy to Let

 

2 year fixed rate purchase

 

[FO17961] 60% LTV, 2.89% (4.5% APRC, 4.74% SVR), £0 product fee

[FO17960] 60% LTV, 1.98% (4.4% APRC, 4.74% SVR), £995 product fee

[FO17962] 70% LTV, 2.04% (4.4% APRC, 4.74% SVR), £995 product fee

[FO17963] 70% LTV, 3.14% (4.5% APRC, 4.74% SVR), £0 product fee

[FO17964] 75% LTV, 2.10% (4.4% APRC, 4.74% SVR), £995 product fee

[FO17965] 75% LTV, 3.19% (4.5% APRC, 4.74% SVR), £0 product fee

[FO17817] 90% LTV, 4.06% (4.7% APRC, 4.74% SVR), £0 product fee

 

5 year fixed rate purchase

 

[FO17908] 60% LTV, 3.54% (4.6% APRC, 4.74% SVR), £0 product fee

[FO17907] 60% LTV, 2.44% (4.5% APRC, 4.74% SVR), £995 product fee

[FO17909] 70% LTV, 2.83% (4.6% APRC, 4.74% SVR), £995 product fee

[FO17910] 70% LTV, 3.98% (4.7% APRC, 4.74% SVR), £0 product fee

[FO17912] 75% LTV, 4.07% (4.7% APRC, 4.74% SVR), £0 product fee

[FO17911] 75% LTV, 2.88% (4.6% APRC, 4.74% SVR), £995 product fee

 

2 year tracker purchase

 

[TO4465] 60% LTV, 2.38% (4.6% APRC, 4.74% SVR), £1,995 product fee

[TO4466] 60% LTV, 3.43% (4.6% APRC, 4.74% SVR), £0 product fee

[TO4467] 70% LTV, 2.90% (4.7% APRC, 4.74% SVR), £1,995 product fee

[TO4468] 70% LTV, 3.93% (4.7% APRC, 4.74% SVR), £0 product fee

[TO4470] 75% LTV, 3.99% (4.7% APRC, 4.74% SVR), £0 product fee

[TO4469] 75% LTV, 2.94% (4.7% APRC, 4.74% SVR), £1,995 product fee

 

End dates

 

2 Year Term End Dates Moving from 31/12/2020 to 31/03/2021

 

5 Year Term End Dates Moving from 31/12/2023 to 31/03/2024

 

 

End dates

 

2 Year Term End Dates Moving from 31/12/2020 to 31/03/2021

5 Year Term End Dates Moving from 31/12/2023 to 31/03/2024

 

Transitional arrangements

 

You’ll be able to produce Mortgage Illustrations and submit applications online for existing deals up to 10:30pm on Thursday 8th November 2018.

 

The supporting documentation for online applications on these products must be received in our Mortgage Centre in Birmingham by close of business on Thursday 22nd November 2018.

 

If you are unable to submit an application online due to a technical issue that cannot be resolved over the phone, then you must submit a paper-based application. In this instance, you must e-mail your BDM by midday on Friday 9th November 2018. Requests received after this time will not be considered.

 

Your email must include in bullet points:

 

  • Your details - name, company and postcode
  • Customer name
  • Product applying for
  • Amount of mortgage loan
  • Reason for paper application - If you have experienced a technical issue a clear description of the problem encountered with error code (if applicable) must be provided
  • State whether you were trying to submit via NatWest Intermediary Solutions’ website or the Mortgage Trading Exchange

 

Paper applications must be signed by all applicants and the original received at the following address by close of business on Tuesday 13th November 2018 for your rate to be honoured:

 

 

FREEPOST NatWest Intermediary Solutions

Mortgage Centre

Cartsdyke Avenue

Greenock

PA15 1ED

 

 

For a complete listing of all our mortgage products, please visit the product page on our web site.

As a responsible lender, we have been able to make these changes whilst ensuring that we maintain our risk appetite and the quality of business we accept.

 

 

 

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